Tier 2 Capital Over Time
Tier 2 Capital Ellenville National Bank All Insured Commercial Banks in New York
12-31-2003 2,757,000 306,564,829
09-30-2003 2,567,000 301,973,932
06-30-2003 2,538,000 303,323,059
03-31-2003 2,391,000 300,619,703
12-31-2002 2,314,000 297,543,415