Total Capital Ratio Over Time
Total Capital Ratio Ellenville National Bank All Insured Commercial Banks in New York
12-31-2003 12.45 18.615
09-30-2003 13.02 18.615
06-30-2003 13.37 18.937
03-31-2003 13.87 18.89
12-31-2002 14.1 19.507