Vitals
  • Total Assets
    413.1M 1.5 %
  • Total Deposits
    339.9M 3.1 %
  • Total Net Loans
    288.1M 2.7 %
  • Net Income
    7.0M 0.5 %
  • Book Value
    52.0M 0.1 %
  • Book Value x2
    104.0M 0.1 %
  • Book Value x3
    156.0M 0.1 %
ROAA

1.745

ROAE

13.251

Efficiency Ratio

55.582

Net Interest Margin

3.908

Balance Sheet Highlights
Financial Highlights Decorah Bank & Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 413,054 198,346
Total Net Loans 288,138 133,864
Total Deposits 339,882 165,124
Total Equity 51,994 22,060
Profitability
Net Income 7,035 2,310
Return on Average Assets 1.745 1.15
Return on Average Equity 13.251 9.92
Net Interest Margin 3.908 3.587
Efficiency Ratio 55.582 60.34
Noninterest Income/Revenue 19.075 13.494
Balance Sheet Ratios
Loan-to-Deposit 84.776 77.091
Securities/Assets .203 .197
Total Equity/Total Assets .126 .111
Tangible Equity/Tangible Assets .108 .107
Capital Adequacy
Tier 1 Common Capital 46,030 21,135
Tier 1 Capital 46,030 21,140
Tier 2 Capital 3,871 1,625
Total Capital 49,901 22,777
Total Risk Weighted Assets 307,679 151,308
Leverage Ratio 11.44 10.944
Common Equity Tier 1 Capital Ratio 14.96 15.631
Tier 1 Capital Ratio 14.96 15.631
Total Capital Ratio 16.22 16.675

Timeline for Decorah Bank & Trust Company

Fortress Bank Of Cresco

Acquisition: Decorah Bank & Trust Company acquired a new subsidiary, Fortress Bank Of Cresco, 16 years

View Profile Oct 26 2007

Security Agency, Incorporated

Security Agency, Incorporated became a new parent organization for Decorah Bank & Trust Company.

View Profile Dec 31 1970

Decorah Bank & Trust Company

Decorah Bank & Trust Company was established 88 years ago and is currently headquartered in Decorah, IA.

Jun 10 1935
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fortress Bank Of Cresco Seller 82,037 Acquisition Discontinued 10/26/2007
Relationships Role Relationship Start Relationship End
Security Agency, Incorporated Parent 1/1/2000
Security Agency, Incorporated Parent 10/29/1993 12/31/1999
Security Agency, Incorporated Parent 12/31/1984 10/28/1993
Security Agency, Incorporated Parent 12/31/1982 12/30/1984
Security Agency, Incorporated Parent 12/31/1981 12/30/1982
Security Agency, Incorporated Parent 12/31/1978 12/30/1981
Security Agency, Incorporated Parent 12/31/1977 12/30/1978
Security Agency, Incorporated Parent 12/31/1973 12/30/1977
Security Agency, Incorporated Parent 12/31/1970 12/30/1973
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