Vitals
  • Total Assets
    397.8M 1.1 %
  • Total Deposits
    354.0M 1.8 %
  • Total Net Loans
    298.7M 0.6 %
  • Net Income
    6.2M -5.4 %
  • Book Value
    42.0M 9.4 %
  • Book Value x2
    84.1M 9.4 %
  • Book Value x3
    126.1M 9.4 %
ROAA

1.532

ROAE

15.135

Efficiency Ratio

71.598

Net Interest Margin

5.683

Balance Sheet Highlights
Financial Highlights First Community Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 397,796 358,087
Total Net Loans 298,696 213,533
Total Deposits 353,964 308,027
Total Equity 42,038 38,740
Profitability
Net Income 6,217 3,845
Return on Average Assets 1.532 1.025
Return on Average Equity 15.135 9.415
Net Interest Margin 5.683 3.773
Efficiency Ratio 71.598 66.762
Noninterest Income/Revenue 18.228 16.375
Balance Sheet Ratios
Loan-to-Deposit 84.386 65.494
Securities/Assets .117 .214
Total Equity/Total Assets .106 .108
Tangible Equity/Tangible Assets .106 .104
Capital Adequacy
Tier 1 Common Capital 42,904 37,278
Tier 1 Capital 42,904 37,303
Tier 2 Capital 3,618 2,526
Total Capital 46,522 39,866
Total Risk Weighted Assets 288,693 237,367
Leverage Ratio 10.71 10.563
Common Equity Tier 1 Capital Ratio 14.86 18.073
Tier 1 Capital Ratio 14.86 18.097
Total Capital Ratio 16.11 19.169

Timeline for First Community Bank

Coastal Bend Bancshares, Inc.

Coastal Bend Bancshares, Inc. became a new parent organization for First Community Bank.

View Profile Oct 30 2009

First Community Bancshares, Inc.

First Community Bancshares, Inc. became a new parent organization for First Community Bank.

View Profile Jul 01 1997

La Hacienda Savings Association

Acquisition: First Community Bank acquired a new subsidiary, La Hacienda Savings Association, 34 years

View Profile May 05 1990

First Community Corporation

First Community Corporation became a new parent organization for First Community Bank.

View Profile Mar 17 1986

First Community Bank

First Community Bank was established 41 years ago and is currently headquartered in Corpus Christi, TX.

Feb 07 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
La Hacienda Savings Association Seller 55,670 Failure 5/5/1990
Relationships Role Relationship Start Relationship End
Coastal Bend Bancshares, Inc. Parent 10/30/2009
First Community Bancshares, Inc. Parent 7/1/1997 10/29/2009
First Community Corporation Parent 3/17/1986 8/31/1993
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