Vitals
  • Total Assets
    619.4M -4.3 %
  • Total Deposits
    561.8M -4.9 %
  • Total Net Loans
    432.7M -6.2 %
  • Net Income
    2.6M
  • Book Value
    47.4M 6.6 %
  • Book Value x2
    94.8M 6.6 %
  • Book Value x3
    142.2M 6.6 %
ROAA

.412

ROAE

5.616

Efficiency Ratio

86.363

Net Interest Margin

3.168

Balance Sheet Highlights
Financial Highlights Community Bank & Trust Company All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 619,394 563,820
Total Net Loans 432,713 375,255
Total Deposits 561,796 466,885
Total Equity 47,394 54,378
Profitability
Net Income 2,624 4,082
Return on Average Assets .412 .606
Return on Average Equity 5.616 6.029
Net Interest Margin 3.168 3.708
Efficiency Ratio 86.363 70.811
Noninterest Income/Revenue 12.625 16.403
Balance Sheet Ratios
Loan-to-Deposit 77.023 77.779
Securities/Assets .185 .204
Total Equity/Total Assets .077 .096
Tangible Equity/Tangible Assets .075 .086
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 46,229 49,482
Tier 2 Capital 13,945 5,179
Total Capital 60,174 55,183
Total Risk Weighted Assets 468,679 397,987
Leverage Ratio 7.26 9.254
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.86 13.817
Total Capital Ratio 12.84 15.078

Timeline for Community Bank & Trust Company

First National Bank Of Pennsylvania

Community Bank & Trust Company was acquired by First National Bank Of Pennsylvania 13 years

View Profile Jan 01 2011

Community Abstract Services, Llc

Community Abstract Services, Llc became a new subsidiary organization for Community Bank & Trust Company.

View Profile Dec 02 2002

Comm Financial Services Corporation

Comm Financial Services Corporation became a new subsidiary organization for Community Bank & Trust Company.

View Profile Jan 01 2001

Community Leasing Corporation

Community Leasing Corporation became a new subsidiary organization for Community Bank & Trust Company.

View Profile May 28 1999

The First National Bank Of Nicholson

Acquisition: Community Bank & Trust Company acquired a new subsidiary, The First National Bank Of Nicholson, 31 years

View Profile Jan 21 1993

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Complete timeline for Community Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Pennsylvania Buyer 21,395,881 Acquisition Discontinued 1/1/2011
The First National Bank Of Nicholson Seller 127,472 Discontinued 1/21/1993
Relationships Role Relationship Start Relationship End
Comm Bancorp, Inc. Parent 2/1/1984 12/31/2010
Community Leasing Corporation Subsidary 5/28/1999 12/31/2010
Comm Financial Services Corporation Subsidary 1/1/2001 12/31/2010
Community Abstract Services, Llc Subsidary 12/2/2002 12/31/2010
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