Vitals
  • Total Assets
    614.1M -0.6 %
  • Total Deposits
    491.6M -0.8 %
  • Total Net Loans
    406.1M -4.8 %
  • Net Income
    96000.0000 -93.3 %
  • Book Value
    53.4M -0.1 %
  • Book Value x2
    106.8M -0.1 %
  • Book Value x3
    160.3M -0.1 %
ROAA

.016

ROAE

.176

Efficiency Ratio

94.594

Net Interest Margin

3.599

Balance Sheet Highlights
Financial Highlights Highlands Union Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 614,081 858,303
Total Net Loans 406,096 607,607
Total Deposits 491,617 699,932
Total Equity 53,418 97,657
Profitability
Net Income 96 7,896
Return on Average Assets .016 .794
Return on Average Equity .176 6.983
Net Interest Margin 3.599 3.805
Efficiency Ratio 94.594 71.157
Noninterest Income/Revenue 12.237 16.327
Balance Sheet Ratios
Loan-to-Deposit 82.604 84.705
Securities/Assets .155 .136
Total Equity/Total Assets .087 .114
Tangible Equity/Tangible Assets .087 .103
Capital Adequacy
Tier 1 Common Capital 45,694 87,521
Tier 1 Capital 45,694 87,589
Tier 2 Capital 4,829 6,159
Total Capital 50,523 93,977
Total Risk Weighted Assets 387,925 657,024
Leverage Ratio 7.59 10.765
Common Equity Tier 1 Capital Ratio 11.78 14.768
Tier 1 Capital Ratio 11.78 14.769
Total Capital Ratio 13.02 15.893

Timeline for Highlands Union Bank

Highlands Union Financial Services, Inc.

Highlands Union Financial Services, Inc. became a new subsidiary organization for Highlands Union Bank.

View Profile Mar 05 2001

Highlands Union Insurance Services, Inc.

Highlands Union Insurance Services, Inc. became a new subsidiary organization for Highlands Union Bank.

View Profile Jan 03 2000

Highlands Bankshares, Inc.

Highlands Bankshares, Inc. became a new parent organization for Highlands Union Bank.

View Profile Dec 29 1995

Highlands Union Bank

Highlands Union Bank was established 39 years ago and is currently headquartered in Abingdon, VA.

Apr 27 1985
Relationships Role Relationship Start Relationship End
Highlands Bankshares, Inc. Parent 12/29/1995
Highlands Union Financial Services, Inc. Subsidary 6/30/2007
Highlands Union Insurance Services, Inc. Subsidary 6/30/2007
Highlands Union Financial Services, Inc. Subsidary 3/5/2001 6/29/2007
Highlands Union Insurance Services, Inc. Subsidary 1/3/2000 6/29/2007
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