Efficiency Ratio Over Time
Efficiency Ratio Highlands Union Bank All Insured Commercial Banks in Virginia
12-31-2016 94.594 71.157
09-30-2016 94.04 70.908
06-30-2016 92.206 71.937
03-31-2016 83.838 72.09
12-31-2015 91.14 73.115
09-30-2015 86.24 72.582
06-30-2015 86.331 72.892
03-31-2015 83.321 73.075
12-31-2014 82.748 72.894
09-30-2014 82.814 72.86
06-30-2014 83.452 73.892
03-31-2014 79.284 73.799
12-31-2013 91.715 74.134
09-30-2013 89.75 74.081
06-30-2013 82.58 73.673
03-31-2013 82.79 74.238
12-31-2012 83.589 74.326
09-30-2012 79.886 74.638
06-30-2012 79.368 74.273
03-31-2012 75.689 73.428
12-31-2011 94.662 73.91
09-30-2011 92.666 74.056
06-30-2011 93.182 75.918
03-31-2011 91.046 75.801
12-31-2010 88.246 74.128
09-30-2010 80.996 73.27
06-30-2010 81.36 74.768
03-31-2010 80.838 75.576
12-31-2009 83.693 83.617
09-30-2009 75.927 82.693
06-30-2009 72.959 84.982
03-31-2009 73.677 80.855
12-31-2008 97.523 80.337
09-30-2008 91.954 79.793
06-30-2008 66.765 79.253
03-31-2008 66.631 79.735
12-31-2007 67.242 75.779
09-30-2007 66.196 73.367
06-30-2007 65.485 71.152
03-31-2007 66.269 71.522
12-31-2006 63.648 70.382
09-30-2006 62.446 66.252
06-30-2006 62.418 66.809
03-31-2006 62.383 66.465
12-31-2005 63.728 66.06
09-30-2005 64.458 64.247
06-30-2005 64.869 64.679
03-31-2005 65.857 65.369
12-31-2004 64.802 65.278
09-30-2004 63.641 64.991
06-30-2004 63.014 65.483
03-31-2004 62.478 65.972
12-31-2003 61.741 64.911
09-30-2003 61.436 64.352
06-30-2003 61.416 63.374
03-31-2003 60.709 62.719
12-31-2002 61.223 63.6