Community Bank & Trust Company
Clarks Summit, PA — Domestic Branch of a Domestic Bank
Acquired Jan 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Bank & Trust Company | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 24,277 | 19,754 |
Income from Lease Financing Receivables | 283 | 48 |
1,260 | 349 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 603 | 154 |
Income on Loans and Leases (TE) | 25,163 | 20,077 |
Investment Interest Income (TE) | 4,095 | 4,610 |
Total Interest Income (TE) | 29,316 | 24,830 |
Total Interest Expense | 9,565 | 6,375 |
Net Interest Income (TE) | 19,751 | 18,456 |
Non-Interest Income | 4,236 | 4,872 |
Adjusted Operating Income (TE) | 23,987 | 23,997 |
Non-interest Expense | 20,716 | 15,768 |
Provision for Loan & Lease Losses | 1,900 | 2,701 |
Pretax Operating Income (TE) | 1,371 | 5,710 |
Pretax Net Operating Income (TE) | 1,732 | 5,750 |
Applicable Income Taxes | -1,963 | 1,049 |
Net Operating Income | 2,624 | 4,084 |
Net Income | 2,624 | 4,082 |
Cash Dividends Declared | — | 1,363 |
Retained Earnings | 2,624 | 2,154 |