Vitals
  • Total Assets
    377.5M 4.3 %
  • Total Deposits
    332.7M 3.0 %
  • Total Net Loans
    297.1M 8.2 %
  • Net Income
    1.8M 20.6 %
  • Book Value
    38.7M 20.9 %
  • Book Value x2
    77.5M 20.9 %
  • Book Value x3
    116.2M 20.9 %
ROAA

1.929

ROAE

18.901

Efficiency Ratio

52.966

Net Interest Margin

4.033

Balance Sheet Highlights
Financial Highlights Community Bank Of The South All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 377,543 239,614
Total Net Loans 297,061 145,986
Total Deposits 332,705 206,919
Total Equity 38,736 25,939
Profitability
Net Income 1,810 648
Return on Average Assets 1.929 .963
Return on Average Equity 18.901 8.697
Net Interest Margin 4.033 4.018
Efficiency Ratio 52.966 72.381
Noninterest Income/Revenue 5.667 19.003
Balance Sheet Ratios
Loan-to-Deposit 89.287 70.216
Securities/Assets .059 .17
Total Equity/Total Assets .103 .108
Tangible Equity/Tangible Assets .103 .107
Capital Adequacy
Tier 1 Common Capital 38,285 24,335
Tier 1 Capital 38,285 24,409
Tier 2 Capital 3,844 1,821
Total Capital 42,129 26,273
Total Risk Weighted Assets 306,439 159,988
Leverage Ratio 10.2 10.521
Common Equity Tier 1 Capital Ratio 12.49 16.024
Tier 1 Capital Ratio 12.49 16.123
Total Capital Ratio 13.75 17.295

Timeline for Community Bank Of The South

Charterbank

Community Bank Of The South was acquired by Charterbank 8 years

View Profile Apr 16 2016

Cbs Financial Corporation

Cbs Financial Corporation became a new parent organization for Community Bank Of The South.

View Profile Jan 12 2004

Community Bank Of The South

Community Bank Of The South was established 24 years ago and is currently headquartered in Smyrna, GA.

Aug 02 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Charterbank Buyer 1,440,838 Acquisition Discontinued 4/16/2016
Relationships Role Relationship Start Relationship End
Cbs Financial Corporation Parent 1/12/2004 4/15/2016
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