Vitals
  • Total Assets
    197.1M 1.2 %
  • Total Deposits
    166.7M 2.4 %
  • Total Net Loans
    104.4M -3.2 %
  • Net Income
    3.3M -2.7 %
  • Book Value
    23.9M 1.6 %
  • Book Value x2
    47.9M 1.6 %
  • Book Value x3
    71.8M 1.6 %
ROAA

1.646

ROAE

13.448

Efficiency Ratio

50.653

Net Interest Margin

5.089

Balance Sheet Highlights
Financial Highlights Cheaha Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 197,135 266,812
Total Net Loans 104,366 157,006
Total Deposits 166,725 227,200
Total Equity 23,926 30,855
Profitability
Net Income 3,273 2,603
Return on Average Assets 1.646 .91
Return on Average Equity 13.448 7.525
Net Interest Margin 5.089 3.872
Efficiency Ratio 50.653 69.238
Noninterest Income/Revenue 8.412 15.218
Balance Sheet Ratios
Loan-to-Deposit 62.598 65.031
Securities/Assets .388 .23
Total Equity/Total Assets .121 .116
Tangible Equity/Tangible Assets .121 .114
Capital Adequacy
Tier 1 Common Capital 25,055 30,655
Tier 1 Capital 25,055 30,655
Tier 2 Capital 1,572 1,864
Total Capital 26,627 32,526
Total Risk Weighted Assets 125,614 184,216
Leverage Ratio 12.49 11.829
Common Equity Tier 1 Capital Ratio 19.95 18.757
Tier 1 Capital Ratio 19.95 18.762
Total Capital Ratio 21.2 19.824

Timeline for Cheaha Bank

Cheaha Bank

Cheaha Bank was established 23 years ago and is currently headquartered in Oxford, AL.

Aug 23 2000

Cheaha Financial Group, Inc.

Cheaha Financial Group, Inc. became a new parent organization for Cheaha Bank.

View Profile Aug 23 2000
Relationships Role Relationship Start Relationship End
Cheaha Financial Group, Inc. Parent 8/23/2000
Similar Organizations
Organization City State Total Assets
Citizens Deposit Bank Of Arlington, Inc.
 		Arlington KY 202.6M
Kanza Bank
 		Kingman KS 202.8M
First United Bank
 		Park River ND 199.3M
Security State Bank Of Wewoka, Oklahoma
 		Wewoka OK 203.7M
Firststate Bank
 		Lineville AL 203.8M
Community State Bank
 		Galva IL 198.4M
Unity Bank
 		Rush City MN 204.7M
Bank Of Coushatta
 		Coushatta LA 205.0M
Ozark Bank
 		Ozark MO 205.3M
The Kearny County Bank
 		Lakin KS 196.4M