Cheaha Bank
Oxford, AL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cheaha Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 7,558 | 8,354 |
Income from Lease Financing Receivables | — | 0 |
15 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 30 |
Income on Loans and Leases (TE) | 7,566 | 8,404 |
Investment Interest Income (TE) | 2,619 | 1,854 |
Total Interest Income (TE) | 10,234 | 10,667 |
Total Interest Expense | 829 | 1,209 |
Net Interest Income (TE) | 9,405 | 9,419 |
Non-Interest Income | 940 | 1,915 |
Adjusted Operating Income (TE) | 10,345 | 11,331 |
Non-interest Expense | 5,240 | 7,466 |
Provision for Loan & Lease Losses | 90 | 339 |
Pretax Operating Income (TE) | 5,015 | 3,581 |
Pretax Net Operating Income (TE) | 5,153 | 3,690 |
Applicable Income Taxes | 1,116 | 694 |
Net Operating Income | 3,273 | 2,603 |
Net Income | 3,273 | 2,603 |
Cash Dividends Declared | 1,269 | 1,049 |
Retained Earnings | 2,004 | 1,520 |