Vitals
  • Total Assets
    151.5M 5.4 %
  • Total Deposits
    133.1M 4.4 %
  • Total Net Loans
    90.1M 9.8 %
  • Net Income
    1.4M -5.2 %
  • Book Value
    16.3M 2.9 %
  • Book Value x2
    32.6M 2.9 %
  • Book Value x3
    48.8M 2.9 %
ROAA

.959

ROAE

8.642

Efficiency Ratio

56.847

Net Interest Margin

3.444

Balance Sheet Highlights
Financial Highlights Charter Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 151,487 198,346
Total Net Loans 90,116 133,864
Total Deposits 133,092 165,124
Total Equity 16,283 22,060
Profitability
Net Income 1,398 2,310
Return on Average Assets .959 1.15
Return on Average Equity 8.642 9.92
Net Interest Margin 3.444 3.587
Efficiency Ratio 56.847 60.34
Noninterest Income/Revenue 8.827 13.494
Balance Sheet Ratios
Loan-to-Deposit 67.71 77.091
Securities/Assets .326 .197
Total Equity/Total Assets .107 .111
Tangible Equity/Tangible Assets .107 .107
Capital Adequacy
Tier 1 Common Capital 16,330 21,135
Tier 1 Capital 16,330 21,140
Tier 2 Capital 485 1,625
Total Capital 16,815 22,777
Total Risk Weighted Assets 103,498 151,308
Leverage Ratio 10.91 10.944
Common Equity Tier 1 Capital Ratio 15.78 15.631
Tier 1 Capital Ratio 15.78 15.631
Total Capital Ratio 16.25 16.675

Timeline for Charter Bank

Frampton Family Trust

Frampton Family Trust became a new parent organization for Charter Bank.

View Profile Jul 01 2003

Johnston Growth Corporation

Johnston Growth Corporation became a new parent organization for Charter Bank.

View Profile Jun 17 1998

Charter Bank

Charter Bank was established 26 years ago and is currently headquartered in Johnston, IA.

Jun 15 1998
Relationships Role Relationship Start Relationship End
Johnston Growth Corporation Parent 7/21/2011
Johnston Growth Corporation Parent 6/17/1998 7/20/2011
Frampton Family Trust Parent 7/1/2003 4/1/2011
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