Vitals
  • Total Assets
    278.9M 3.1 %
  • Total Deposits
    266.6M 8.8 %
  • Total Net Loans
    175.9M -11.1 %
  • Net Income
    -13415000.0000 -190.6 %
  • Book Value
    1.4M -90.5 %
  • Book Value x2
    2.8M -90.5 %
  • Book Value x3
    4.2M -90.5 %
ROAA

-4.892

ROAE

-179.816

Efficiency Ratio

122.135

Net Interest Margin

3.316

Balance Sheet Highlights
Financial Highlights Central Bank Of Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 278,860 200,829
Total Net Loans 175,896 122,730
Total Deposits 266,589 174,340
Total Equity 1,392 17,873
Profitability
Net Income -13,415 -385
Return on Average Assets -4.892 -.18
Return on Average Equity -179.816 -5.591
Net Interest Margin 3.316 3.778
Efficiency Ratio 122.135 86.295
Noninterest Income/Revenue -1.558 11.412
Balance Sheet Ratios
Loan-to-Deposit 65.98 68.72
Securities/Assets .158 .168
Total Equity/Total Assets .005 .089
Tangible Equity/Tangible Assets .005 .088
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,233 16,449
Tier 2 Capital 1,233 1,649
Total Capital 2,466 18,113
Total Risk Weighted Assets 186,977 133,269
Leverage Ratio .45 9.046
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio .66 14.074
Total Capital Ratio 1.32 15.321

Timeline for Central Bank Of Georgia

Ameris Bank

Central Bank Of Georgia was acquired by Ameris Bank 12 years

View Profile Feb 25 2012

Middle Georgia Corporation

Middle Georgia Corporation became a new parent organization for Central Bank Of Georgia.

View Profile Jun 30 1981

Central Bank Of Georgia

Central Bank Of Georgia was established 113 years ago and is currently headquartered in Ellaville, GA.

Sep 16 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Failure 2/25/2012
Relationships Role Relationship Start Relationship End
Middle Georgia Corporation Parent 6/30/1981 2/24/2012
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