Central Bank Of Georgia
Ellaville, GA — Non-member Bank
Acquired Feb 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Bank Of Georgia | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 10,805 | 7,639 |
Income from Lease Financing Receivables | — | 0 |
36 | 24 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
Income on Loans and Leases (TE) | 10,805 | 7,649 |
Investment Interest Income (TE) | 469 | 1,050 |
Total Interest Income (TE) | 11,339 | 8,770 |
Total Interest Expense | 3,146 | 2,246 |
Net Interest Income (TE) | 8,193 | 6,509 |
Non-Interest Income | -174 | 1,130 |
Adjusted Operating Income (TE) | 8,019 | 7,806 |
Non-interest Expense | 9,794 | 6,384 |
Provision for Loan & Lease Losses | 11,374 | 2,132 |
Pretax Operating Income (TE) | -13,149 | -452 |
Pretax Net Operating Income (TE) | -13,094 | -182 |
Applicable Income Taxes | 321 | 218 |
Net Operating Income | -13,415 | -374 |
Net Income | -13,415 | -385 |
Cash Dividends Declared | — | 68 |
Retained Earnings | -13,415 | -526 |