Centra Bank-Smithfield
Smithfield, PA — Domestic Branch of a Domestic Bank
Acquired Jan 2007
Vitals
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Total Assets249.1M 5.4 %
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Total Deposits217.6M 0.8 %
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Total Net Loans107.9M 121.7 %
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Net Income923000.0000 27.0 %
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Book Value29.3M 52.0 %
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Book Value x258.6M 52.0 %
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Book Value x387.9M 52.0 %
Balance Sheet Highlights
| Financial Highlights | Centra Bank-Smithfield | All Insured Commercial Banks in Pennsylvania |
| Balance Sheet $(000) | ||
| Total Assets | 249,092 | 459,170 |
| Total Net Loans | 107,857 | 301,256 |
| Total Deposits | 217,554 | 356,065 |
| Total Equity | 29,300 | 48,437 |
| Profitability | ||
| Net Income | 923 | 17,550 |
| Return on Average Assets | .777 | 1.002 |
| Return on Average Equity | 8.732 | 10.052 |
| Net Interest Margin | 3.899 | 3.61 |
| Efficiency Ratio | 65.213 | 70.09 |
| Noninterest Income/Revenue | 5.676 | 15.584 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 49.577 | 80.312 |
| Securities/Assets | .315 | 1.503 |
| Total Equity/Total Assets | .118 | .105 |
| Tangible Equity/Tangible Assets | .052 | -.108 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 12,651 | 42,468 |
| Tier 2 Capital | 1,669 | 4,041 |
| Total Capital | 14,320 | 46,639 |
| Total Risk Weighted Assets | 132,408 | 333,967 |
| Leverage Ratio | 5.67 | 10.47 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 9.55 | 15.493 |
| Total Capital Ratio | 10.82 | 16.674 |
Timeline for Centra Bank-Smithfield
Centra Bank, Inc.
Centra Bank-Smithfield was acquired by Centra Bank, Inc. 17 years
View Profile Jan 27 2007
Centra Financial Holdings, Inc.
Centra Financial Holdings, Inc. became a new parent organization for Centra Bank-Smithfield.
View Profile Jul 04 2006
Centra Bank-Smithfield
Centra Bank-Smithfield was established 99 years ago and is currently headquartered in Smithfield, PA.
Jan 01 1925| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Centra Bank, Inc. | Buyer | 1,322,857 | Pooling of Interests | Discontinued | 1/27/2007 |
| Relationships | Role | Relationship Start | Relationship End |
| Centra Financial Holdings, Inc. | Parent | 8/25/2006 | 1/26/2007 |
| Centra Financial Holdings, Inc. | Parent | 7/4/2006 | 8/24/2006 |
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