Efficiency Ratio Over Time
Efficiency Ratio Centra Bank-Smithfield All Insured Commercial Banks in Pennsylvania
12-31-2006 65.213 70.09
09-30-2006 59.06 68.901
06-30-2006 113.794 69.155
03-31-2006 84.693 68.841
12-31-2005 85.987 67.883
09-30-2005 86.931 66.821
06-30-2005 85.059 66.613
03-31-2005 88.408 66.251
12-31-2004 55.817 66.128
09-30-2004 48.822 66.722
06-30-2004 46.702 65.473
03-31-2004 43.279 65.291
12-31-2003 46.709 64.445
09-30-2003 48.561 63.915
06-30-2003 56.943 63.137
03-31-2003 65.058 63.284
12-31-2002 60.084 63.037