Centra Bank-Smithfield
Smithfield, PA — Domestic Branch of a Domestic Bank
Acquired Jan 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Centra Bank-Smithfield | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 3,682 | 21,764 |
Income from Lease Financing Receivables | — | 5,606 |
43 | 1,118 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 21 | 491 |
Income on Loans and Leases (TE) | 3,703 | 22,173 |
Investment Interest Income (TE) | 2,182 | 5,793 |
Total Interest Income (TE) | 6,963 | 26,422 |
Total Interest Expense | 2,711 | 11,522 |
Net Interest Income (TE) | 4,252 | 14,900 |
Non-Interest Income | 419 | 4,878 |
Adjusted Operating Income (TE) | 4,671 | 19,465 |
Non-interest Expense | 3,046 | 12,335 |
Provision for Loan & Lease Losses | 5 | 2,142 |
Pretax Operating Income (TE) | 1,620 | 27,334 |
Pretax Net Operating Income (TE) | 1,620 | 25,901 |
Applicable Income Taxes | 633 | 7,989 |
Net Operating Income | 923 | 17,713 |
Net Income | 923 | 17,550 |
Cash Dividends Declared | — | 14,738 |
Retained Earnings | 923 | 6,992 |