Vitals
  • Total Assets
    222.0M 5.7 %
  • Total Deposits
    201.3M 6.2 %
  • Total Net Loans
    80.9M -3.4 %
  • Net Income
    3.0M 0.7 %
  • Book Value
    18.5M 0.2 %
  • Book Value x2
    37.0M 0.2 %
  • Book Value x3
    55.6M 0.2 %
ROAA

1.394

ROAE

15.34

Efficiency Ratio

63.662

Net Interest Margin

3.121

Balance Sheet Highlights
Financial Highlights Centinel Bank Of Taos All Insured Commercial Banks in New Mexico
Balance Sheet $(000)
Total Assets 222,046 339,861
Total Net Loans 80,853 173,600
Total Deposits 201,305 292,057
Total Equity 18,520 32,782
Profitability
Net Income 2,997 4,263
Return on Average Assets 1.394 1.173
Return on Average Equity 15.34 11.107
Net Interest Margin 3.121 3.853
Efficiency Ratio 63.662 66.802
Noninterest Income/Revenue 18.435 16.429
Balance Sheet Ratios
Loan-to-Deposit 40.164 55.841
Securities/Assets .421 .309
Total Equity/Total Assets .083 .096
Tangible Equity/Tangible Assets .083 .094
Capital Adequacy
Tier 1 Common Capital 19,580 32,911
Tier 1 Capital 19,580 32,911
Tier 2 Capital 1,105 2,368
Total Capital 20,685 35,303
Total Risk Weighted Assets 87,913 207,548
Leverage Ratio 8.94 10.492
Common Equity Tier 1 Capital Ratio 22.27 19.329
Tier 1 Capital Ratio 22.27 19.329
Total Capital Ratio 23.53 20.505

Timeline for Centinel Bank Of Taos

The Red River Bank

Acquisition: Centinel Bank Of Taos acquired a new subsidiary, The Red River Bank, 35 years

View Profile Feb 24 1990

Centinel Bank Shares, Inc.

Centinel Bank Shares, Inc. became a new parent organization for Centinel Bank Of Taos.

View Profile May 15 1981

Centinel Bank Of Taos

Centinel Bank Of Taos was established 56 years ago and is currently headquartered in Taos, NM.

Mar 01 1969
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Red River Bank Seller 6,530 Failure 2/24/1990
Relationships Role Relationship Start Relationship End
Centinel Bank Shares, Inc. Parent 10/24/1996
Centinel Bank Shares, Inc. Parent 12/31/1995 10/23/1996
Centinel Bank Shares, Inc. Parent 12/31/1992 12/30/1995
Centinel Bank Shares, Inc. Parent 12/31/1989 12/30/1992
Centinel Bank Shares, Inc. Parent 12/31/1983 12/30/1989
Centinel Bank Shares, Inc. Parent 12/31/1982 12/30/1983
Centinel Bank Shares, Inc. Parent 5/15/1981 12/30/1982
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