Net Income Analysis ( % relative to Total Revenue )
Income Statement Centinel Bank Of Taos All Insured Commercial Banks in New Mexico
Interest and Fees on Loans 4,931 9,599
Income from Lease Financing Receivables — 3
— 56
Estimated Tax Benefit from Tax-Exempt Loan Income — 29
Income on Loans and Leases (TE) 4,931 9,634
Investment Interest Income (TE) 1,425 2,848
Total Interest Income (TE) 6,659 12,748
Total Interest Expense 191 719
Net Interest Income (TE) 6,468 12,029
Non-Interest Income 1,505 2,506
Adjusted Operating Income (TE) 7,973 14,643
Non-interest Expense 5,076 9,471
Provision for Loan & Lease Losses — 373
Pretax Operating Income (TE) 2,897 4,279
Pretax Net Operating Income (TE) 3,129 4,437
Applicable Income Taxes — 55
Net Operating Income 2,997 4,263
Net Income 2,997 4,263
Cash Dividends Declared 1,969 2,176
Retained Earnings 1,028 1,786