Capstone Bank
Raleigh, NC — Domestic Branch of a Domestic Bank
Acquired Apr 2014
Vitals
-
Total Assets381.3M 2.9 %
-
Total Deposits273.2M -4.5 %
-
Total Net Loans295.7M 4.4 %
-
Net Income192000.0000 -96.4 %
-
Book Value45.3M 6.2 %
-
Book Value x290.5M 6.2 %
-
Book Value x3135.8M 6.2 %
Balance Sheet Highlights
| Financial Highlights | Capstone Bank | All Insured Commercial Banks in North Carolina |
| Balance Sheet $(000) | ||
| Total Assets | 381,324 | 1,236,785 |
| Total Net Loans | 295,731 | 784,498 |
| Total Deposits | 273,230 | 1,050,602 |
| Total Equity | 45,271 | 123,879 |
| Profitability | ||
| Net Income | 192 | 1,864 |
| Return on Average Assets | .199 | .569 |
| Return on Average Equity | 1.7 | 5.338 |
| Net Interest Margin | 3.956 | 3.686 |
| Efficiency Ratio | 81.564 | 78.688 |
| Noninterest Income/Revenue | 5.267 | 19.397 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 108.235 | 80.052 |
| Securities/Assets | .121 | .208 |
| Total Equity/Total Assets | .119 | .1 |
| Tangible Equity/Tangible Assets | .117 | .093 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 44,379 | 115,334 |
| Tier 2 Capital | 3,350 | 11,381 |
| Total Capital | 47,729 | 126,679 |
| Total Risk Weighted Assets | 308,070 | 857,120 |
| Leverage Ratio | 11.52 | 9.658 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 14.41 | 13.076 |
| Total Capital Ratio | 15.49 | 14.401 |
Timeline for Capstone Bank
Patriot State Bank
Acquisition: Capstone Bank acquired a new subsidiary, Patriot State Bank, 11 years
View Profile Feb 01 2013
Capstone Bank
Capstone Bank was established 17 years ago and is currently headquartered in Raleigh, NC.
Aug 01 2006| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Newbridge Bank | Buyer | 2,807,738 | Acquisition | Discontinued | 4/1/2014 |
| Patriot State Bank | Seller | 137,526 | Acquisition | Discontinued | 2/1/2013 |
| Relationships | Role | Relationship Start | Relationship End |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
Bank Of Prairie Du Sac
|
Prairie Du Sac | WI | 381.4M |
|
Macon Bank And Trust Company
|
Lafayette | TN | 382.5M |
|
Gulf Coast Bank
|
Abbeville | LA | 379.0M |
|
Citizens Bank
|
Kilgore | TX | 383.7M |
|
Webbank
|
Salt Lake City | UT | 378.2M |
|
21St Century Bank
|
Loretto | MN | 374.7M |
|
Commercial Bank And Trust Of Pa
|
Latrobe | PA | 372.5M |
|
The Pueblo Bank And Trust Company
|
Pueblo | CO | 382.1M |
|
West Texas State Bank
|
Odessa | TX | 392.6M |
|
Farmers And Merchants Bank
|
Upperco | MD | 370.0M |