Vitals
  • Total Assets
    1.1B 7.5 %
  • Total Deposits
    833.4M 9.1 %
  • Total Net Loans
    737.1M 10.5 %
  • Net Income
    2.7M 13.6 %
  • Book Value
    132.3M 8.5 %
  • Book Value x2
    264.7M 8.5 %
  • Book Value x3
    397.0M 8.5 %
ROAA

1.016

ROAE

8.285

Efficiency Ratio

61.022

Net Interest Margin

3.664

Balance Sheet Highlights
Financial Highlights Baylake Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 1,061,527 251,004
Total Net Loans 737,066 173,321
Total Deposits 833,439 208,946
Total Equity 132,326 29,579
Profitability
Net Income 2,723 684
Return on Average Assets 1.016 .981
Return on Average Equity 8.285 8.317
Net Interest Margin 3.664 3.701
Efficiency Ratio 61.022 65.852
Noninterest Income/Revenue 17.223 13.874
Balance Sheet Ratios
Loan-to-Deposit 88.437 81.138
Securities/Assets .179 .171
Total Equity/Total Assets .125 .118
Tangible Equity/Tangible Assets .115 .115
Capital Adequacy
Tier 1 Common Capital 118,952 28,158
Tier 1 Capital 118,952 28,163
Tier 2 Capital 5,885 2,162
Total Capital 124,837 30,394
Total Risk Weighted Assets 813,491 186,456
Leverage Ratio 11.21 11.291
Common Equity Tier 1 Capital Ratio 14.62 16.094
Tier 1 Capital Ratio 14.62 16.099
Total Capital Ratio 15.35 17.269

Timeline for Baylake Bank

Nicolet National Bank

Baylake Bank was acquired by Nicolet National Bank 8 years

View Profile Apr 30 2016

Union State Bank

Acquisition: Baylake Bank acquired a new subsidiary, Union State Bank, 8 years

View Profile Dec 05 2015

Kewaunee Investment, Inc.

Kewaunee Investment, Inc. became a new subsidiary organization for Baylake Bank.

View Profile Dec 05 2015

Bank Of Sturgeon Bay Building Corp.

Acquisition: Baylake Bank acquired a new subsidiary, Bank Of Sturgeon Bay Building Corp. , 19 years

View Profile Sep 21 2004

Cornerstone Financial, Inc.

Acquisition: Baylake Bank acquired a new subsidiary, Cornerstone Financial, Inc. , 19 years

View Profile Sep 21 2004

Want to see more?

Complete timeline for Baylake Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Nicolet National Bank Buyer 2,265,858 Acquisition Discontinued 4/30/2016
Union State Bank Seller 81,924 Acquisition Discontinued 12/5/2015
Bank Of Sturgeon Bay Building Corp. Seller Pooling of Interests Discontinued 9/21/2004
Cornerstone Financial, Inc. Seller Pooling of Interests Discontinued 9/21/2004
Evergreen Bank, National Association Seller 105,615 Pooling of Interests Discontinued 3/15/1999
The Bank Seller 55,714 Acquisition Discontinued 7/1/1996
Kewaunee Financial Center Seller Pooling of Interests Discontinued 1/1/1996
Relationships Role Relationship Start Relationship End
Baylake Corp. Parent 10/1/2004 4/29/2016
Kewaunee County Banc-Shares, Inc. Parent 1/1/1996 9/30/2004
Baylake Corp. Parent 12/31/1981 12/31/1995
Baylake Corp. Parent 12/31/1980 12/30/1981
Baylake Corp. Parent 12/31/1978 12/30/1980
Baylake Corp. Parent 10/21/1977 12/30/1978
United Financial Services, Inc. Subsidary 11/1/2014 4/29/2016
Baylake Investments, Inc. Subsidary 6/30/2007 4/29/2016
Kewaunee Investment, Inc. Subsidary 12/5/2015 1/18/2016
United Financial Services, Inc. Subsidary 9/11/1991 10/31/2014
Baylake Insurance Agency, Inc. Subsidary 6/30/2007 7/1/2012
Baylake City Center Llc Subsidary 7/1/2004 12/29/2010
Baylake Insurance Agency, Inc. Subsidary 1/28/1985 6/29/2007
Baylake Investments, Inc. Subsidary 11/1/1991 6/29/2007
Bank Of Sturgeon Bay Building Corp. Subsidary 9/14/1979 9/20/2004
Cornerstone Financial, Inc. Subsidary 1/25/1989 9/20/2004
Lufter Insurance Agency, Inc. Subsidary 1/1/1996 2/10/1998
Karsten Resources, Inc. Subsidary 4/1/1995 1/14/1998
Bbk Investments, Inc. Subsidary 4/1/1995 2/29/1996
Idlewild Valley Inc Subsidary 12/31/1982 3/13/1989
Idlewild Valley Inc Subsidary 12/15/1979 12/30/1982
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