Vitals
  • Total Assets
    339.4M -15.7 %
  • Total Deposits
    190.1M -18.2 %
  • Total Net Loans
    124.1M -29.8 %
  • Net Income
    4.2M -25.0 %
  • Book Value
    24.9M 1.7 %
  • Book Value x2
    49.8M 1.7 %
  • Book Value x3
    74.6M 1.7 %
ROAA

1.09

ROAE

16.631

Efficiency Ratio

45.183

Net Interest Margin

4.045

Balance Sheet Highlights
Financial Highlights Bay Area Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 339,394 423,676
Total Net Loans 124,125 324,429
Total Deposits 190,134 333,683
Total Equity 27,365 45,907
Profitability
Net Income 4,153 30,937
Return on Average Assets 1.09 1.346
Return on Average Equity 16.631 13.116
Net Interest Margin 4.045 4.433
Efficiency Ratio 45.183 78.394
Noninterest Income/Revenue 9.852 20.03
Balance Sheet Ratios
Loan-to-Deposit 65.283 78.78
Securities/Assets .528 .76
Total Equity/Total Assets .081 .108
Tangible Equity/Tangible Assets .073 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,716 39,278
Tier 2 Capital 2,307 5,252
Total Capital 30,023 43,542
Total Risk Weighted Assets 180,786 320,160
Leverage Ratio 7.45 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.33 15.254
Total Capital Ratio 16.61 16.471

Timeline for Bay Area Bank

Greater Bay Bank, National Association

Bay Area Bank was acquired by Greater Bay Bank, National Association 20 years

View Profile Feb 02 2004

Redwood Capital, Llc

Redwood Capital, Llc became a new subsidiary organization for Bay Area Bank.

View Profile Jan 31 2002

Greater Bay Bancorp

Greater Bay Bancorp became a new parent organization for Bay Area Bank.

View Profile May 22 1999

Bay Counties Builders Escrow Co., Inc.

Bay Counties Builders Escrow Co., Inc. became a new subsidiary organization for Bay Area Bank.

View Profile Jan 06 1988

Bay Area Bancshares

Bay Area Bancshares became a new parent organization for Bay Area Bank.

View Profile Aug 02 1982

Want to see more?

Complete timeline for Bay Area Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Greater Bay Bank, National Association Buyer 6,473,979 Pooling of Interests Discontinued 2/2/2004
Relationships Role Relationship Start Relationship End
Greater Bay Bancorp Parent 5/22/1999 2/1/2004
Bay Area Bancshares Parent 8/2/1982 5/21/1999
Redwood Capital, Llc Subsidary 1/31/2002 2/1/2004
Bay Counties Builders Escrow Co., Inc. Subsidary 1/6/1988 3/31/1991
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