Bay Area Bank
Redwood City, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | Bay Area Bank | All Insured Commercial Banks in California |
| 12-31-2003 | 15.33 | 15.254 |
| 09-30-2003 | 12.39 | 14.407 |
| 06-30-2003 | 11.65 | 14.01 |
| 03-31-2003 | 11.45 | 13.498 |
| 12-31-2002 | 11 | 13.579 |