Tier 2 Capital Over Time
Tier 2 Capital Bay Area Bank All Insured Commercial Banks in California
12-31-2003 2,307,000 5,251,837
09-30-2003 2,738,000 5,117,081
06-30-2003 2,840,000 5,197,373
03-31-2003 2,838,000 4,778,588
12-31-2002 2,929,000 4,997,090