Vitals
  • Total Assets
    346.7M -1.4 %
  • Total Deposits
    298.6M -1.1 %
  • Total Net Loans
    228.8M -2.1 %
  • Net Income
    5.1M 3.3 %
  • Book Value
    41.3M 0.7 %
  • Book Value x2
    82.6M 0.7 %
  • Book Value x3
    123.9M 0.7 %
ROAA

1.489

ROAE

12.225

Efficiency Ratio

66.029

Net Interest Margin

4.317

Balance Sheet Highlights
Financial Highlights First State Bank And Trust Company, Inc. All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 346,658 258,416
Total Net Loans 228,767 178,998
Total Deposits 298,607 217,087
Total Equity 41,313 28,107
Profitability
Net Income 5,101 2,724
Return on Average Assets 1.489 1.016
Return on Average Equity 12.225 9.475
Net Interest Margin 4.317 3.745
Efficiency Ratio 66.029 67.758
Noninterest Income/Revenue 16.94 16.937
Balance Sheet Ratios
Loan-to-Deposit 76.611 78.741
Securities/Assets .172 .158
Total Equity/Total Assets .119 .109
Tangible Equity/Tangible Assets .119 .106
Capital Adequacy
Tier 1 Common Capital 41,741 27,011
Tier 1 Capital 41,741 27,012
Tier 2 Capital 3,142 2,220
Total Capital 44,883 29,258
Total Risk Weighted Assets 250,418 195,723
Leverage Ratio 12.12 10.472
Common Equity Tier 1 Capital Ratio 16.67 14.947
Tier 1 Capital Ratio 16.67 14.954
Total Capital Ratio 17.92 16.077

Timeline for First State Bank And Trust Company, Inc.

First State Title Services, Llc

First State Title Services, Llc became a new subsidiary organization for First State Bank And Trust Company, Inc..

View Profile Feb 27 2007

Hayti Branch

Acquisition: First State Bank And Trust Company, Inc. acquired a new subsidiary, Hayti Branch , 18 years

View Profile Nov 18 2005

Farmers Bank Of Portageville

Acquisition: First State Bank And Trust Company, Inc. acquired a new subsidiary, Farmers Bank Of Portageville, 19 years

View Profile Dec 10 2004

Semo Insurance Agency, Inc.

Semo Insurance Agency, Inc. became a new subsidiary organization for First State Bank And Trust Company, Inc..

View Profile May 20 2003

First State Bancorp, Inc.

First State Bancorp, Inc. became a new parent organization for First State Bank And Trust Company, Inc..

View Profile May 12 1983

Want to see more?

Complete timeline for First State Bank And Trust Company, Inc. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hayti Branch Seller Pooling of Interests Discontinued 11/18/2005
Farmers Bank Of Portageville Seller 48,701 Pooling of Interests Discontinued 12/10/2004
Relationships Role Relationship Start Relationship End
First State Bancorp, Inc. Parent 12/31/1984
First State Bancorp, Inc. Parent 5/12/1983 12/30/1984
Semo Insurance Agency, Inc. Subsidary 1/1/2007
First State Title Services, Llc Subsidary 2/27/2007
Semo Insurance Agency, Inc. Subsidary 5/20/2003 12/31/2006
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