Vitals
  • Total Assets
    583.3M 80.1 %
  • Total Deposits
    520.4M 82.5 %
  • Total Net Loans
    314.4M 85.5 %
  • Net Income
    2.1M -41.7 %
  • Book Value
    54.8M 49.5 %
  • Book Value x2
    109.6M 49.5 %
  • Book Value x3
    164.4M 49.5 %
ROAA

.356

ROAE

3.804

Efficiency Ratio

83.876

Net Interest Margin

3.07

Balance Sheet Highlights
Financial Highlights Lapeer County Bank & Trust Co. All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 583,270 330,697
Total Net Loans 314,433 227,599
Total Deposits 520,351 278,247
Total Equity 54,815 33,935
Profitability
Net Income 2,085 3,589
Return on Average Assets .356 .954
Return on Average Equity 3.804 8.772
Net Interest Margin 3.07 3.821
Efficiency Ratio 83.876 71.925
Noninterest Income/Revenue 22.596 24.061
Balance Sheet Ratios
Loan-to-Deposit 60.427 76.845
Securities/Assets .357 .16
Total Equity/Total Assets .094 .103
Tangible Equity/Tangible Assets .089 .098
Capital Adequacy
Tier 1 Common Capital 57,767 32,553
Tier 1 Capital 57,767 32,664
Tier 2 Capital 1,461 2,479
Total Capital 59,228 35,133
Total Risk Weighted Assets 346,457 242,208
Leverage Ratio 9.88 10.341
Common Equity Tier 1 Capital Ratio 16.67 15.339
Tier 1 Capital Ratio 16.67 15.393
Total Capital Ratio 17.1 16.423

Timeline for Lapeer County Bank & Trust Co.

Csb Bank

Acquisition: Lapeer County Bank & Trust Co. acquired a new subsidiary, Csb Bank, 7 years

View Profile Dec 03 2016

County Bank Corp

County Bank Corp became a new parent organization for Lapeer County Bank & Trust Co..

View Profile Dec 31 1988

Lapeer County Bank & Trust Co.

Lapeer County Bank & Trust Co. was established 122 years ago and is currently headquartered in Lapeer, MI.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Csb Bank Seller 254,241 Acquisition Discontinued 12/3/2016
Relationships Role Relationship Start Relationship End
County Bank Corp Parent 12/31/1988
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