Vitals
  • Total Assets
    254.2M 4.1 %
  • Total Deposits
    227.3M 3.9 %
  • Total Net Loans
    133.1M 3.8 %
  • Net Income
    1.2M 14.8 %
  • Book Value
    23.5M 6.1 %
  • Book Value x2
    47.0M 6.1 %
  • Book Value x3
    70.6M 6.1 %
ROAA

.629

ROAE

6.749

Efficiency Ratio

78.047

Net Interest Margin

3.219

Balance Sheet Highlights
Financial Highlights Csb Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 254,241 334,866
Total Net Loans 133,078 227,033
Total Deposits 227,281 282,379
Total Equity 23,519 35,360
Profitability
Net Income 1,172 2,475
Return on Average Assets .629 .889
Return on Average Equity 6.749 8.248
Net Interest Margin 3.219 3.821
Efficiency Ratio 78.047 72.284
Noninterest Income/Revenue 19.647 23.69
Balance Sheet Ratios
Loan-to-Deposit 58.552 75.448
Securities/Assets .367 .169
Total Equity/Total Assets .093 .106
Tangible Equity/Tangible Assets .091 .101
Capital Adequacy
Tier 1 Common Capital 22,277 33,211
Tier 1 Capital 22,277 33,314
Tier 2 Capital 1,216 2,443
Total Capital 23,493 35,874
Total Risk Weighted Assets 143,555 242,811
Leverage Ratio 8.93 10.376
Common Equity Tier 1 Capital Ratio 15.52 15.477
Tier 1 Capital Ratio 15.52 15.53
Total Capital Ratio 16.37 16.574

Timeline for Csb Bank

Lapeer County Bank & Trust Co.

Csb Bank was acquired by Lapeer County Bank & Trust Co. 7 years

View Profile Dec 03 2016

County Bank Corp

County Bank Corp became a new parent organization for Csb Bank.

View Profile Sep 13 2016

Csb Mortgage Company, Llc

Csb Mortgage Company, Llc became a new subsidiary organization for Csb Bank.

View Profile Jun 16 2003

Capac Bancorp, Inc.

Capac Bancorp, Inc. became a new parent organization for Csb Bank.

View Profile Aug 01 1988

Csb Bank

Csb Bank was established 125 years ago and is currently headquartered in Capac, MI.

Jun 20 1898
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lapeer County Bank & Trust Co. Buyer 339,202 Acquisition Discontinued 12/3/2016
Relationships Role Relationship Start Relationship End
County Bank Corp Parent 9/13/2016 12/2/2016
Capac Bancorp, Inc. Parent 8/1/1988 9/12/2016
Csb Mortgage Company, Llc Subsidary 6/16/2003 7/1/2008
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