Bay Area Bank
Redwood City, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Net Interest Margin Over Time
| Net Interest Margin | Bay Area Bank | All Insured Commercial Banks in California |
| 12-31-2003 | 4.045 | 4.433 |
| 09-30-2003 | 4.029 | 4.467 |
| 06-30-2003 | 4.065 | 4.53 |
| 03-31-2003 | 3.888 | 4.564 |
| 12-31-2002 | 4.566 | 4.72 |