Vitals
  • Total Assets
    268.9M 10.0 %
  • Total Deposits
    215.7M 10.9 %
  • Total Net Loans
    181.8M 0.1 %
  • Net Income
    715000.0000 -9.7 %
  • Book Value
    42.3M 5.4 %
  • Book Value x2
    84.7M 5.4 %
  • Book Value x3
    127.0M 5.4 %
ROAA

1.094

ROAE

6.814

Efficiency Ratio

59.115

Net Interest Margin

4.282

Balance Sheet Highlights
Financial Highlights Banktrust Of Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 268,897 198,440
Total Net Loans 181,789 129,689
Total Deposits 215,715 162,305
Total Equity 42,435 20,700
Profitability
Net Income 715 1,920
Return on Average Assets 1.094 1.243
Return on Average Equity 6.814 11.51
Net Interest Margin 4.282 4.121
Efficiency Ratio 59.115 61.026
Noninterest Income/Revenue 12.493 10.598
Balance Sheet Ratios
Loan-to-Deposit 84.273 72.148
Securities/Assets .057 .859
Total Equity/Total Assets .158 .104
Tangible Equity/Tangible Assets .078 -3.507
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 21,202 19,803
Tier 2 Capital 2,581 1,793
Total Capital 23,783 21,370
Total Risk Weighted Assets 208,007 143,409
Leverage Ratio 8.83 11.081
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.19 16.731
Total Capital Ratio 11.43 17.799

Timeline for Banktrust Of Alabama

Banktrust

Banktrust Of Alabama was acquired by Banktrust 17 years

View Profile May 12 2007

Bta Reit, Inc.

Bta Reit, Inc. became a new subsidiary organization for Banktrust Of Alabama.

View Profile Jan 01 2005

Banctrust Financial Group, Inc.

Banctrust Financial Group, Inc. became a new parent organization for Banktrust Of Alabama.

View Profile Dec 31 2003

Sbc Reit, Inc.

Sbc Reit, Inc. became a new subsidiary organization for Banktrust Of Alabama.

View Profile Dec 24 2001

Credit Plan, Inc.

Credit Plan, Inc. became a new subsidiary organization for Banktrust Of Alabama.

View Profile Jan 03 1994

Want to see more?

Complete timeline for Banktrust Of Alabama is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Banktrust Buyer 1,930,250 Pooling of Interests Discontinued 5/12/2007
Relationships Role Relationship Start Relationship End
Banctrust Financial Group, Inc. Parent 12/31/2003 5/11/2007
Commercesouth, Inc. Parent 1/1/1989 12/30/2003
Credit Plan, Inc. Subsidary 1/3/1994 5/11/2007
Bta Reit, Inc. Subsidary 1/1/2005 5/11/2007
Sbc Reit, Inc. Subsidary 12/24/2001 12/31/2004
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