Vitals
  • Total Assets
    1.9B -5.4 %
  • Total Deposits
    1.7B -3.6 %
  • Total Net Loans
    1.1B -11.6 %
  • Net Income
    -16447000.0000 61.1 %
  • Book Value
    160.1M -10.9 %
  • Book Value x2
    320.2M -10.9 %
  • Book Value x3
    480.3M -10.9 %
ROAA

-.827

ROAE

-9.709

Efficiency Ratio

88.303

Net Interest Margin

3.207

Balance Sheet Highlights
Financial Highlights Banktrust All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 1,930,250 222,657
Total Net Loans 1,091,084 121,389
Total Deposits 1,747,587 187,275
Total Equity 160,105 25,697
Profitability
Net Income -16,447 1,595
Return on Average Assets -.827 .741
Return on Average Equity -9.709 6.222
Net Interest Margin 3.207 3.995
Efficiency Ratio 88.303 72.371
Noninterest Income/Revenue 15.243 12.424
Balance Sheet Ratios
Loan-to-Deposit 62.434 62.832
Securities/Assets .279 .251
Total Equity/Total Assets .083 .115
Tangible Equity/Tangible Assets .082 .115
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 154,893 23,969
Tier 2 Capital 16,699 1,657
Total Capital 171,592 25,658
Total Risk Weighted Assets 1,291,582 141,169
Leverage Ratio 8.03 11.077
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.99 18.143
Total Capital Ratio 13.29 19.302

Timeline for Banktrust

Trustmark National Bank

Banktrust was acquired by Trustmark National Bank 11 years

View Profile Feb 16 2013

Banktrust

Acquisition: Banktrust acquired a new subsidiary, Banktrust, 15 years

View Profile Jun 30 2008

Btf Reit Management, Inc.

Btf Reit Management, Inc. became a new subsidiary organization for Banktrust.

View Profile Jun 30 2008

The Peoples Bank & Trust Company

Acquisition: Banktrust acquired a new subsidiary, The Peoples Bank & Trust Company, 16 years

View Profile Dec 15 2007

Peoples Agency, Inc.

Peoples Agency, Inc. became a new subsidiary organization for Banktrust.

View Profile Dec 15 2007

Want to see more?

Complete timeline for Banktrust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trustmark National Bank Buyer 13,160,266 Acquisition Discontinued 2/16/2013
Banktrust Seller 337,865 Pooling of Interests Discontinued 6/30/2008
The Peoples Bank & Trust Company Seller 938,152 Acquisition Discontinued 12/15/2007
Banctrust Company, Inc. Seller Pooling of Interests Discontinued 12/1/2007
Banktrust Of Alabama Seller 268,897 Pooling of Interests Discontinued 5/12/2007
The Commercial Bank Of Demopolis Seller 82,831 Pooling of Interests Discontinued 8/1/2004
The Monroe County Bank Seller 126,915 Pooling of Interests Discontinued 5/1/2004
Banktrust Of Brewton Seller 117,230 Pooling of Interests Discontinued 11/1/2003
Relationships Role Relationship Start Relationship End
Banctrust Financial Group, Inc. Parent 3/20/1986 2/15/2013
Banctrust Financial Services, Inc. Subsidary 6/30/2007 2/15/2013
Bta Reit, Inc. Subsidary 6/30/2007 9/14/2012
Btf Reit Management, Inc. Subsidary 6/30/2008 7/30/2010
Credit Plan, Inc. Subsidary 6/30/2007 9/1/2008
Peoples Agency, Inc. Subsidary 12/15/2007 7/31/2008
South Alabama Investment Services, Inc. Subsidary 6/30/2007 1/1/2008
Banctrust Financial Services, Inc. Subsidary 10/6/1993 6/29/2007
Credit Plan, Inc. Subsidary 5/12/2007 6/29/2007
South Alabama Investment Services, Inc. Subsidary 11/1/2003 6/29/2007
Bta Reit, Inc. Subsidary 5/12/2007 6/29/2007
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