Vitals
  • Total Assets
    2.2B 11.1 %
  • Total Deposits
    2.0B 11.6 %
  • Total Net Loans
    1.4B 5.2 %
  • Net Income
    13.5M 13.0 %
  • Book Value
    178.9M 5.0 %
  • Book Value x2
    357.8M 5.0 %
  • Book Value x3
    536.8M 5.0 %
ROAA

.715

ROAE

7.727

Efficiency Ratio

56.143

Net Interest Margin

3.06

Balance Sheet Highlights
Financial Highlights Commerce Bank & Trust Company All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 2,238,145 1,195,734
Total Net Loans 1,408,335 884,564
Total Deposits 2,023,638 973,316
Total Equity 178,920 117,275
Profitability
Net Income 13,470 8,869
Return on Average Assets .715 .594
Return on Average Equity 7.727 5.855
Net Interest Margin 3.06 3.257
Efficiency Ratio 56.143 73.516
Noninterest Income/Revenue 13.965 17.101
Balance Sheet Ratios
Loan-to-Deposit 69.594 91.006
Securities/Assets .046 .127
Total Equity/Total Assets .08 .098
Tangible Equity/Tangible Assets .075 .09
Capital Adequacy
Tier 1 Common Capital 166,552 108,595
Tier 1 Capital 166,552 108,997
Tier 2 Capital 18,320 9,379
Total Capital 184,872 118,886
Total Risk Weighted Assets 1,567,857 863,428
Leverage Ratio 8.9 10.038
Common Equity Tier 1 Capital Ratio 10.62 14.848
Tier 1 Capital Ratio 10.62 14.854
Total Capital Ratio 11.79 15.826

Timeline for Commerce Bank & Trust Company

Mercantile Bank And Trust Company

Acquisition: Commerce Bank & Trust Company acquired a new subsidiary, Mercantile Bank And Trust Company, 11 years

View Profile Aug 25 2012

61 Brookline Avenue Securities Corp

61 Brookline Avenue Securities Corp became a new subsidiary organization for Commerce Bank & Trust Company.

View Profile Aug 25 2012

Commerce Foreign Exchange Llc

Commerce Foreign Exchange Llc became a new subsidiary organization for Commerce Bank & Trust Company.

View Profile Sep 04 2003

1-800-East-West Mortgage Llc

1-800-East-West Mortgage Llc became a new subsidiary organization for Commerce Bank & Trust Company.

View Profile Jul 03 2002

Commerce Investment Corporation Ii

Commerce Investment Corporation Ii became a new subsidiary organization for Commerce Bank & Trust Company.

View Profile Oct 03 2000

Want to see more?

Complete timeline for Commerce Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile Bank And Trust Company Seller 197,969 Acquisition Discontinued 8/25/2012
Shrewsbury Bank And Trust Company Seller Discontinued 12/29/1967
Relationships Role Relationship Start Relationship End
Commerce Bancshares Corp. Parent 9/4/1996
Metro Commerce Real Estate, Inc. Subsidary 9/4/1996
Commerce Investment Corporation Ii Subsidary 6/30/2007
1-800-East-West Mortgage Company Subsidary 6/30/2007 1/1/2014
61 Brookline Avenue Securities Corp Subsidary 8/25/2012 9/6/2012
1-800-East-West Mortgage Company Subsidary 9/4/1996 6/29/2007
Commerce Investment Corporation Ii Subsidary 10/3/2000 6/29/2007
1-800-East-West Mortgage Llc Subsidary 7/3/2002 10/11/2006
Commerce Foreign Exchange Llc Subsidary 9/4/2003 12/20/2004
Linden Capital Management, Llc Subsidary 1/26/1998 12/22/2003
Commerce Security Corporation Subsidary 9/4/1996 8/12/1999
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