Vitals
  • Total Assets
    126.9M -4.7 %
  • Total Deposits
    108.6M -2.3 %
  • Total Net Loans
    43.6M -3.5 %
  • Net Income
    561000.0000 16.6 %
  • Book Value
    16.2M -13.7 %
  • Book Value x2
    32.3M -13.7 %
  • Book Value x3
    48.5M -13.7 %
ROAA

1.768

ROAE

14.185

Efficiency Ratio

43.072

Net Interest Margin

3.816

Balance Sheet Highlights
Financial Highlights The Monroe County Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 126,915 176,416
Total Net Loans 43,643 114,034
Total Deposits 108,601 139,653
Total Equity 16,168 17,933
Profitability
Net Income 561 5,179
Return on Average Assets 1.768 1.322
Return on Average Equity 14.185 12.711
Net Interest Margin 3.816 4.232
Efficiency Ratio 43.072 61.244
Noninterest Income/Revenue 10.849 17.458
Balance Sheet Ratios
Loan-to-Deposit 40.187 71.569
Securities/Assets .576 1.911
Total Equity/Total Assets .127 .102
Tangible Equity/Tangible Assets .096 -.472
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,145 16,721
Tier 2 Capital 690 1,587
Total Capital 11,835 18,102
Total Risk Weighted Assets 76,753 121,233
Leverage Ratio 9.06 10.424
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.52 16.574
Total Capital Ratio 15.42 17.709

Timeline for The Monroe County Bank

Banktrust

The Monroe County Bank was acquired by Banktrust 20 years

View Profile May 01 2004

Peterman State Bank

Acquisition: The Monroe County Bank acquired a new subsidiary, Peterman State Bank, 26 years

View Profile May 15 1998

Banctrust Financial Group, Inc.

Banctrust Financial Group, Inc. became a new parent organization for The Monroe County Bank.

View Profile Oct 31 1996

The First National Bank Of Monroeville

Acquisition: The Monroe County Bank acquired a new subsidiary, The First National Bank Of Monroeville, 38 years

View Profile Jan 13 1986

First Monco Bancshares, Inc.

First Monco Bancshares, Inc. became a new parent organization for The Monroe County Bank.

View Profile Jun 28 1983

Want to see more?

Complete timeline for The Monroe County Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Banktrust Buyer 1,930,250 Pooling of Interests Discontinued 5/1/2004
Peterman State Bank Seller 17,578 Acquisition Discontinued 5/15/1998
The First National Bank Of Monroeville Seller 19,903 Discontinued 1/13/1986
Relationships Role Relationship Start Relationship End
Banctrust Financial Group, Inc. Parent 10/31/1996 4/30/2004
First Monco Bancshares, Inc. Parent 6/28/1983 10/30/1996
The First National Bank Of Monroeville Subsidary 12/31/1970 7/9/1984
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