Vitals
  • Total Assets
    442.9M 6.1 %
  • Total Deposits
    400.0M 5.4 %
  • Total Net Loans
    315.0M 3.2 %
  • Net Income
    4.6M 0.8 %
  • Book Value
    42.0M 12.6 %
  • Book Value x2
    84.0M 12.6 %
  • Book Value x3
    126.0M 12.6 %
ROAA

1.077

ROAE

11.445

Efficiency Ratio

70.867

Net Interest Margin

4.487

Balance Sheet Highlights
Financial Highlights Bank Of The West All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 442,876 358,087
Total Net Loans 314,987 213,533
Total Deposits 400,042 308,027
Total Equity 41,997 38,740
Profitability
Net Income 4,633 3,845
Return on Average Assets 1.077 1.025
Return on Average Equity 11.445 9.415
Net Interest Margin 4.487 3.773
Efficiency Ratio 70.867 66.762
Noninterest Income/Revenue 18.557 16.375
Balance Sheet Ratios
Loan-to-Deposit 78.739 65.494
Securities/Assets .089 .214
Total Equity/Total Assets .095 .108
Tangible Equity/Tangible Assets .093 .104
Capital Adequacy
Tier 1 Common Capital 42,108 37,278
Tier 1 Capital 42,108 37,303
Tier 2 Capital 3,914 2,526
Total Capital 46,022 39,866
Total Risk Weighted Assets 337,290 237,367
Leverage Ratio 9.42 10.563
Common Equity Tier 1 Capital Ratio 12.48 18.073
Tier 1 Capital Ratio 12.48 18.097
Total Capital Ratio 13.64 19.169

Timeline for Bank Of The West

Vernon Branch

Acquisition: Bank Of The West acquired a new subsidiary, Vernon Branch , 15 years

View Profile May 02 2009

Gsb Mortgage, Inc.

Gsb Mortgage, Inc. became a new subsidiary organization for Bank Of The West.

View Profile Feb 06 2008

Greater Southwest Bancshares, Inc.

Greater Southwest Bancshares, Inc. became a new parent organization for Bank Of The West.

View Profile Dec 16 1986

Bank Of The West

Bank Of The West was established 38 years ago and is currently headquartered in Grapevine, TX.

Apr 01 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Vernon Branch Seller Pooling of Interests Discontinued 5/2/2009
Relationships Role Relationship Start Relationship End
Greater Southwest Bancshares, Inc. Parent 12/16/1986
Gsb Mortgage, Inc. Subsidary 2/6/2008
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