Vitals
  • Total Assets
    331.5M 14.7 %
  • Total Deposits
    277.6M 5.7 %
  • Total Net Loans
    214.2M 23.0 %
  • Net Income
    2.1M 72.9 %
  • Book Value
    24.2M 12.0 %
  • Book Value x2
    48.4M 12.0 %
  • Book Value x3
    72.6M 12.0 %
ROAA

.853

ROAE

12.01

Efficiency Ratio

72.461

Net Interest Margin

4.902

Balance Sheet Highlights
Financial Highlights Bank Of Lodi, National Association All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 331,528 452,974
Total Net Loans 214,189 378,187
Total Deposits 277,595 372,624
Total Equity 24,196 50,412
Profitability
Net Income 2,077 13,637
Return on Average Assets .853 1.394
Return on Average Equity 12.01 13.296
Net Interest Margin 4.902 4.468
Efficiency Ratio 72.461 71.664
Noninterest Income/Revenue 18.529 19.598
Balance Sheet Ratios
Loan-to-Deposit 77.159 81.429
Securities/Assets .196 .629
Total Equity/Total Assets .073 .111
Tangible Equity/Tangible Assets .071 -.134
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,468 42,642
Tier 2 Capital 2,965 5,790
Total Capital 26,433 46,961
Total Risk Weighted Assets 259,707 348,050
Leverage Ratio 7.16 11.075
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.04 14.639
Total Capital Ratio 10.18 15.629

Timeline for Bank Of Lodi, National Association

Placer Sierra Bank

Bank Of Lodi, National Association was acquired by Placer Sierra Bank 19 years

View Profile Dec 11 2004

Bank Of Lodi, National Association

Bank Of Lodi, National Association was established 40 years ago and is currently headquartered in Lodi, CA.

Jul 18 1983

First Financial Bancorp

First Financial Bancorp became a new parent organization for Bank Of Lodi, National Association.

View Profile Jul 18 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Placer Sierra Bank Buyer 2,503,963 Acquisition Discontinued 12/11/2004
Relationships Role Relationship Start Relationship End
First Financial Bancorp Parent 7/18/1983 12/10/2004
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