Bank Of Lodi, National Association
Lodi, CA — National Bank
Acquired Dec 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Bank Of Lodi, National Association | All Insured Commercial Banks in California |
Interest and Fees on Loans | 10,226 | 17,821 |
Income from Lease Financing Receivables | 8 | 4,371 |
— | 694 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 385 |
Income on Loans and Leases (TE) | 10,234 | 17,236 |
Investment Interest Income (TE) | 2,098 | 6,639 |
Total Interest Income (TE) | 12,386 | 16,440 |
Total Interest Expense | 1,863 | 3,323 |
Net Interest Income (TE) | 10,523 | 13,344 |
Non-Interest Income | 2,817 | 4,007 |
Adjusted Operating Income (TE) | 13,340 | 17,939 |
Non-interest Expense | 9,666 | 10,421 |
Provision for Loan & Lease Losses | 561 | 1,187 |
Pretax Operating Income (TE) | 3,113 | 21,790 |
Pretax Net Operating Income (TE) | 3,199 | 21,987 |
Applicable Income Taxes | 1,018 | 7,830 |
Net Operating Income | 2,077 | 13,639 |
Net Income | 2,077 | 13,637 |
Cash Dividends Declared | — | 9,243 |
Retained Earnings | 2,077 | 10,465 |