Vitals
  • Total Assets
    604.0M -6.0 %
  • Total Deposits
    534.8M -6.0 %
  • Total Net Loans
    320.6M -2.7 %
  • Net Income
    2.6M 5.6 %
  • Book Value
    63.3M -6.3 %
  • Book Value x2
    126.5M -6.3 %
  • Book Value x3
    189.8M -6.3 %
ROAA

.42

ROAE

4.072

Efficiency Ratio

78.44

Net Interest Margin

3.247

Balance Sheet Highlights
Financial Highlights Baltimore County Savings Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 604,045 436,058
Total Net Loans 320,639 304,964
Total Deposits 534,821 361,434
Total Equity 63,255 45,997
Profitability
Net Income 2,647 2,566
Return on Average Assets .42 .452
Return on Average Equity 4.072 3
Net Interest Margin 3.247 3.676
Efficiency Ratio 78.44 75.617
Noninterest Income/Revenue 8.102 19.024
Balance Sheet Ratios
Loan-to-Deposit 59.953 84.009
Securities/Assets .36 .15
Total Equity/Total Assets .105 .105
Tangible Equity/Tangible Assets .105 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 67,346 41,916
Tier 2 Capital 3,479 3,635
Total Capital 70,825 45,501
Total Risk Weighted Assets 372,853 316,749
Leverage Ratio 11.03 9.725
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.06 13.91
Total Capital Ratio 19 15.13

Timeline for Baltimore County Savings Bank

First National Bank Of Pennsylvania

Baltimore County Savings Bank was acquired by First National Bank Of Pennsylvania 10 years

View Profile Feb 15 2014

Lyons Properties Llc

Lyons Properties Llc became a new subsidiary organization for Baltimore County Savings Bank.

View Profile Oct 01 2011

Ebenezer Road, Inc. Dba Bcsb Insurance Services

Ebenezer Road, Inc. Dba Bcsb Insurance Services became a new subsidiary organization for Baltimore County Savings Bank.

View Profile Apr 01 2011

Bcsb Bancorp, Inc.

Bcsb Bancorp, Inc. became a new parent organization for Baltimore County Savings Bank.

View Profile Apr 10 2008

Heritage Savings Bank, Fsb

Acquisition: Baltimore County Savings Bank acquired a new subsidiary, Heritage Savings Bank, Fsb, 21 years

View Profile Jul 25 2002

Want to see more?

Complete timeline for Baltimore County Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Pennsylvania Buyer 21,395,881 Acquisition Discontinued 2/15/2014
Heritage Savings Bank, Fsb Seller 153,363 Discontinued 7/25/2002
Second National Federal Savings Association Seller 781,668 Failure 9/17/1994
Perry Hall Building And Loan Association Seller Discontinued 6/23/1989
Relationships Role Relationship Start Relationship End
Bcsb Bancorp, Inc. Parent 7/21/2011 2/14/2014
Bcsb Bancorp, Inc. Parent 4/10/2008 7/20/2011
Bcsb Bankcorp, Inc. Parent 6/30/2007 4/11/2008
Bcsb Bankcorp, Inc. Parent 6/8/1998 6/29/2007
Ebenezer Road, Inc. Dba Bcsb Insurance Services Subsidary 7/21/2011 2/14/2014
Lyons Properties Llc Subsidary 10/1/2011 2/14/2014
Ebenezer Road, Inc. Dba Bcsb Insurance Services Subsidary 4/1/2011 7/20/2011
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