Vitals
  • Total Assets
    367.2M 16.7 %
  • Total Deposits
  • Total Net Loans
    270.7M 6.7 %
  • Net Income
  • Book Value
    39.1M 32.9 %
  • Book Value x2
    78.2M 32.9 %
  • Book Value x3
    117.4M 32.9 %
ROAA

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights
Financial Highlights Ascencia Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 367,191 269,310
Total Net Loans 270,739 173,652
Total Deposits — 221,056
Total Equity — 31,294
Profitability
Net Income — 1,976
Return on Average Assets — .966
Return on Average Equity — 8.27
Net Interest Margin — 3.839
Efficiency Ratio — 70.852
Noninterest Income/Revenue — 17.438
Balance Sheet Ratios
Loan-to-Deposit — 76.981
Securities/Assets .224
Total Equity/Total Assets .116
Tangible Equity/Tangible Assets .107 .113
Capital Adequacy
Tier 1 Common Capital — 29,217
Tier 1 Capital — 29,217
Tier 2 Capital — 2,080
Total Capital — 31,305
Total Risk Weighted Assets — 185,859
Leverage Ratio — 11.372
Common Equity Tier 1 Capital Ratio — 17.382
Tier 1 Capital Ratio — 17.382
Total Capital Ratio — 18.476

Timeline for Ascencia Bank

Pbi Bank

Ascencia Bank was acquired by Pbi Bank 18 years

View Profile Jan 01 2006

Ascencia Bancorp, Inc.

Ascencia Bancorp, Inc. became a new parent organization for Ascencia Bank.

View Profile Nov 26 2001

Usaccess Holdings, Inc.

Usaccess Holdings, Inc. became a new parent organization for Ascencia Bank.

View Profile Jul 16 2001

Porter Bancorp, Inc.

Porter Bancorp, Inc. became a new parent organization for Ascencia Bank.

View Profile Jun 15 1988

Central Bancshares, Inc.

Central Bancshares, Inc. became a new parent organization for Ascencia Bank.

View Profile Dec 22 1986

Want to see more?

Complete timeline for Ascencia Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pbi Bank Buyer 914,605 Pooling of Interests Discontinued 1/1/2006
Relationships Role Relationship Start Relationship End
Ascencia Bancorp, Inc. Parent 11/26/2001 12/31/2005
Usaccess Holdings, Inc. Parent 7/16/2001 11/25/2001
Porter Bancorp, Inc. Parent 2/15/2000 7/15/2001
Porter Bancorp, Inc. Parent 12/31/1999 2/14/2000
Porter Bancorp, Inc. Parent 6/15/1988 12/30/1999
Central Bancshares, Inc. Parent 12/22/1986 6/14/1988
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