Vitals
  • Total Assets
    58.4M -2.9 %
  • Total Deposits
    47.5M -3.6 %
  • Total Net Loans
    36.5M 6.1 %
  • Net Income
    544000.0000 34.7 %
  • Book Value
    10.4M 1.8 %
  • Book Value x2
    20.7M 1.8 %
  • Book Value x3
    31.1M 1.8 %
ROAA

1.197

ROAE

7.199

Efficiency Ratio

68.255

Net Interest Margin

5.279

Balance Sheet Highlights
Financial Highlights American Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 58,401 188,783
Total Net Loans 36,521 120,418
Total Deposits 47,526 160,325
Total Equity 10,368 18,571
Profitability
Net Income 544 2,542
Return on Average Assets 1.197 1.486
Return on Average Equity 7.199 15.535
Net Interest Margin 5.279 4.726
Efficiency Ratio 68.255 64.293
Noninterest Income/Revenue 15.487 12.78
Balance Sheet Ratios
Loan-to-Deposit 76.844 72.217
Securities/Assets .119 .432
Total Equity/Total Assets .178 .098
Tangible Equity/Tangible Assets .15 -.089
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,780 18,410
Tier 2 Capital 527 1,307
Total Capital 9,307 19,739
Total Risk Weighted Assets 42,088 130,002
Leverage Ratio 14.76 10.359
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 20.86 15.986
Total Capital Ratio 22.11 17.019

Timeline for American Bank

St. Martin Bank And Trust Company

American Bank was acquired by St. Martin Bank And Trust Company 16 years

View Profile Dec 01 2007

Community Bancorp Of Louisiana, Inc.

Community Bancorp Of Louisiana, Inc. became a new parent organization for American Bank.

View Profile Apr 15 1997

Jennings Federal Savings Association

Acquisition: American Bank acquired a new subsidiary, Jennings Federal Savings Association, 32 years

View Profile Aug 03 1991

American Security Bancshares, Inc.

American Security Bancshares, Inc. became a new parent organization for American Bank.

View Profile Dec 22 1982

American Bank

American Bank was established 57 years ago and is currently headquartered in Welsh, LA.

Jun 15 1966
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
St. Martin Bank And Trust Company Buyer 569,468 Acquisition Discontinued 12/1/2007
Jennings Federal Savings Association Seller 31,202 Failure 8/3/1991
Relationships Role Relationship Start Relationship End
Community Bancorp Of Louisiana, Inc. Parent 4/15/1997 11/30/2007
American Security Bancshares, Inc. Parent 6/27/1996 4/14/1997
American Security Bancshares, Inc. Parent 8/1/1986 6/26/1996
American Security Bancshares, Inc. Parent 12/22/1982 7/31/1986
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