Vitals
  • Total Assets
    282.4M -9.1 %
  • Total Deposits
    253.8M -10.5 %
  • Total Net Loans
    229.7M 5.2 %
  • Net Income
    2.2M -34.9 %
  • Book Value
    27.7M 5.6 %
  • Book Value x2
    55.4M 5.6 %
  • Book Value x3
    83.1M 5.6 %
ROAA

.74

ROAE

8.005

Efficiency Ratio

67.799

Net Interest Margin

3.818

Balance Sheet Highlights
Financial Highlights American Bank & Trust Company, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 282,379 275,102
Total Net Loans 229,660 177,820
Total Deposits 253,793 227,063
Total Equity 27,710 30,287
Profitability
Net Income 2,166 2,592
Return on Average Assets .74 .944
Return on Average Equity 8.005 8.074
Net Interest Margin 3.818 3.847
Efficiency Ratio 67.799 70.925
Noninterest Income/Revenue 10.92 17.219
Balance Sheet Ratios
Loan-to-Deposit 90.491 76.952
Securities/Assets .077 .219
Total Equity/Total Assets .098 .11
Tangible Equity/Tangible Assets .098 .107
Capital Adequacy
Tier 1 Common Capital 27,778 29,354
Tier 1 Capital 27,778 29,354
Tier 2 Capital 2,695 2,092
Total Capital 30,473 31,454
Total Risk Weighted Assets 229,341 190,479
Leverage Ratio 9.63 11.285
Common Equity Tier 1 Capital Ratio 12.11 17.115
Tier 1 Capital Ratio 12.11 17.115
Total Capital Ratio 13.29 18.174

Timeline for American Bank & Trust Company, Inc.

First Breckinridge Bancshares, Inc.

First Breckinridge Bancshares, Inc. became a new parent organization for American Bank & Trust Company, Inc..

View Profile Jan 01 2016

Ambanc Holding Company, Inc.

Ambanc Holding Company, Inc. became a new parent organization for American Bank & Trust Company, Inc..

View Profile May 15 2001

American Bank & Trust Company, Inc.

American Bank & Trust Company, Inc. was established 23 years ago and is currently headquartered in Bowling Green, KY.

Jul 05 2000
Relationships Role Relationship Start Relationship End
First Breckinridge Bancshares, Inc. Parent 1/1/2016
Ambanc Holding Company, Inc. Parent 5/15/2001 12/31/2015
Similar Organizations
Organization City State Total Assets
Peoples Bank Of Kentucky, Inc.
 		Flemingsburg KY 284.9M
Town & Country Bank And Trust Company
 		Bardstown KY 284.3M
Pineland Bank
 		Alma GA 286.4M
Bank Of Idaho
 		Idaho Falls ID 286.7M
The Farmers Savings Bank
 		Spencer OH 283.7M
Community First Bank
 		Kennewick WA 282.1M
Farmers-Merchants Bank & Trust Company
 		Breaux Bridge LA 281.8M
Pinnacle Bank
 		Gilroy CA 281.7M
The Exchange Bank Of Alabama
 		Altoona AL 280.9M
The Fountain Trust Company
 		Covington IN 289.9M