Vitals
  • Total Assets
    1.5B 5.5 %
  • Total Deposits
    1.2B 3.8 %
  • Total Net Loans
    1.1B 17.6 %
  • Net Income
    9.1M 74.5 %
  • Book Value
    171.0M 4.7 %
  • Book Value x2
    342.1M 4.7 %
  • Book Value x3
    513.1M 4.7 %
ROAA

1.184

ROAE

10.948

Efficiency Ratio

63.988

Net Interest Margin

4.062

Balance Sheet Highlights
Financial Highlights Your Community Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 1,516,141 582,160
Total Net Loans 1,070,865 391,730
Total Deposits 1,226,498 472,986
Total Equity 171,049 61,865
Profitability
Net Income 9,098 2,830
Return on Average Assets 1.184 .92
Return on Average Equity 10.948 8.551
Net Interest Margin 4.062 3.687
Efficiency Ratio 63.988 67.155
Noninterest Income/Revenue 17.79 19.754
Balance Sheet Ratios
Loan-to-Deposit 87.311 79.475
Securities/Assets .189 .19
Total Equity/Total Assets .113 .106
Tangible Equity/Tangible Assets .107 .1
Capital Adequacy
Tier 1 Common Capital 153,750 56,982
Tier 1 Capital 153,750 56,985
Tier 2 Capital 31,561 4,417
Total Capital 185,311 61,396
Total Risk Weighted Assets 1,220,464 423,292
Leverage Ratio 10.11 10.57
Common Equity Tier 1 Capital Ratio 12.6 15.525
Tier 1 Capital Ratio 12.6 15.525
Total Capital Ratio 15.18 16.685

Timeline for Your Community Bank

Wesbanco Bank, Inc.

Your Community Bank was acquired by Wesbanco Bank, Inc. 7 years

View Profile Sep 10 2016

The Scott County State Bank

Acquisition: Your Community Bank acquired a new subsidiary, The Scott County State Bank, 8 years

View Profile Aug 29 2015

Southern Indiana Real Estate Holdings, Llc

Southern Indiana Real Estate Holdings, Llc became a new subsidiary organization for Your Community Bank.

View Profile Aug 29 2015

Scsb Real Estate Holdings, Llc

Scsb Real Estate Holdings, Llc became a new subsidiary organization for Your Community Bank.

View Profile Aug 29 2015

First Federal Savings Bank Of Elizabethtown

Acquisition: Your Community Bank acquired a new subsidiary, First Federal Savings Bank Of Elizabethtown, 9 years

View Profile Jan 01 2015

Want to see more?

Complete timeline for Your Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wesbanco Bank, Inc. Buyer 9,799,379 Acquisition Discontinued 9/10/2016
The Scott County State Bank Seller 148,242 Pooling of Interests Discontinued 8/29/2015
First Federal Savings Bank Of Elizabethtown Seller 775,115 Acquisition Discontinued 1/1/2015
First Federal Bank Seller 92,982 Failure 4/20/2013
Community Bank Of Kentucky, Inc. Seller 68,066 Pooling of Interests Discontinued 11/14/2003
Heritage Bank Of Southern Indiana Seller 85,762 Pooling of Interests Discontinued 3/2/2002
Relationships Role Relationship Start Relationship End
Your Community Bankshares, Inc. Parent 12/2/1996 9/9/2016
Your Community Bankshares, Inc. Parent 4/27/1995 12/1/1996
Cbsi Holdings, Inc. Subsidary 6/30/2007 9/9/2016
First Heartland Title Llc Subsidary 1/1/2015 9/9/2016
Cbsi Development Fund Inc. Subsidary 6/30/2007 9/9/2016
Kentuckiana Real Estate Holdings Llc Subsidary 12/26/2012 9/9/2016
Ycb Real Estate Holdings Llc Subsidary 12/26/2012 9/9/2016
Southern Indiana Real Estate Holdings, Llc Subsidary 8/29/2015 9/9/2016
Scsb Real Estate Holdings, Llc Subsidary 8/29/2015 9/9/2016
First Service Corporation Of Elizabethtown Subsidary 1/1/2015 8/31/2016
Heritage Properties, Llc Subsidary 1/1/2015 8/31/2016
Cbsi Holdings, Inc. Subsidary 2/1/2002 6/29/2007
Cbsi Development Fund Inc. Subsidary 4/26/2004 6/29/2007
First Community Service Corporation Subsidary 12/2/1996 8/31/2001
First Community Service Corporation Subsidary 4/27/1995 12/1/1996
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