Vitals
  • Total Assets
    68.1M
  • Total Deposits
    45.2M
  • Total Net Loans
    55.5M
  • Net Income
    268000.0000
  • Book Value
    6.9M
  • Book Value x2
    13.8M
  • Book Value x3
    20.7M
ROAA

.587

ROAE

5.143

Efficiency Ratio

73.623

Net Interest Margin

2.876

Balance Sheet Highlights
Financial Highlights Community Bank Of Kentucky, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 68,066 132,285
Total Net Loans 55,513 86,403
Total Deposits 45,175 107,095
Total Equity 6,893 13,192
Profitability
Net Income 268 2,005
Return on Average Assets .587 1.242
Return on Average Equity 5.143 12.352
Net Interest Margin 2.876 4.044
Efficiency Ratio 73.623 62.73
Noninterest Income/Revenue 10.981 13.195
Balance Sheet Ratios
Loan-to-Deposit 122.884 79.035
Securities/Assets .106 .408
Total Equity/Total Assets .101 .1
Tangible Equity/Tangible Assets .101 .048
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,875 12,601
Tier 2 Capital 414 1,020
Total Capital 7,289 13,623
Total Risk Weighted Assets 50,146 87,460
Leverage Ratio 10.52 9.635
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.71 15.152
Total Capital Ratio 14.54 16.325

Timeline for Community Bank Of Kentucky, Inc.

Your Community Bank

Community Bank Of Kentucky, Inc. was acquired by Your Community Bank 20 years

View Profile Nov 14 2003

Your Community Bankshares, Inc.

Your Community Bankshares, Inc. became a new parent organization for Community Bank Of Kentucky, Inc..

View Profile May 06 1998

Ncf Financial Corporation

Ncf Financial Corporation became a new parent organization for Community Bank Of Kentucky, Inc..

View Profile Apr 02 1997

Community Bank Of Kentucky, Inc.

Community Bank Of Kentucky, Inc. was established 99 years ago and is currently headquartered in Bardstown, KY.

Jan 01 1925
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Your Community Bank Buyer 1,516,141 Pooling of Interests Discontinued 11/14/2003
Relationships Role Relationship Start Relationship End
Your Community Bankshares, Inc. Parent 5/6/1998 11/13/2003
Ncf Financial Corporation Parent 4/2/1997 5/5/1998
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