Your Community Bank
New Albany, IN — Domestic Branch of a Domestic Bank
Acquired Sep 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Your Community Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 25,012 | 8,444 |
Income from Lease Financing Receivables | — | 31 |
841 | 75 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 453 | 39 |
Income on Loans and Leases (TE) | 25,465 | 8,580 |
Investment Interest Income (TE) | 5,204 | 1,464 |
Total Interest Income (TE) | 30,822 | 10,327 |
Total Interest Expense | 2,282 | 982 |
Net Interest Income (TE) | 28,540 | 9,348 |
Non-Interest Income | 6,670 | 2,542 |
Adjusted Operating Income (TE) | 35,210 | 11,884 |
Non-interest Expense | 22,530 | 7,430 |
Provision for Loan & Lease Losses | 405 | 244 |
Pretax Operating Income (TE) | 12,275 | 4,032 |
Pretax Net Operating Income (TE) | 12,661 | 4,106 |
Applicable Income Taxes | 2,009 | 1,011 |
Net Operating Income | 9,098 | 2,830 |
Net Income | 9,098 | 2,830 |
Cash Dividends Declared | 4,000 | 1,454 |
Retained Earnings | 5,098 | 1,181 |