Vitals
  • Total Assets
    1.6B 4.9 %
  • Total Deposits
    1.2B 5.4 %
  • Total Net Loans
    1.2B 8.1 %
  • Net Income
    12.9M 0.7 %
  • Book Value
    141.6M -1.1 %
  • Book Value x2
    283.1M -1.1 %
  • Book Value x3
    424.7M -1.1 %
ROAA

.855

ROAE

8.846

Efficiency Ratio

70.592

Net Interest Margin

3.313

Balance Sheet Highlights
Financial Highlights Mutualbank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 1,550,012 606,548
Total Net Loans 1,161,264 409,621
Total Deposits 1,154,058 497,111
Total Equity 141,563 63,292
Profitability
Net Income 12,926 6,062
Return on Average Assets .855 .965
Return on Average Equity 8.846 9.027
Net Interest Margin 3.313 3.682
Efficiency Ratio 70.592 66.445
Noninterest Income/Revenue 24.813 20.436
Balance Sheet Ratios
Loan-to-Deposit 100.624 79.497
Securities/Assets .161 .184
Total Equity/Total Assets .091 .104
Tangible Equity/Tangible Assets .089 .098
Capital Adequacy
Tier 1 Common Capital 136,308 60,326
Tier 1 Capital 136,308 60,328
Tier 2 Capital 12,382 4,282
Total Capital 148,690 64,608
Total Risk Weighted Assets 1,149,542 442,958
Leverage Ratio 8.82 10.395
Common Equity Tier 1 Capital Ratio 11.86 15.27
Tier 1 Capital Ratio 11.86 15.27
Total Capital Ratio 12.93 16.399

Timeline for Mutualbank

Summit Service Corporation

Summit Service Corporation became a new subsidiary organization for Mutualbank.

View Profile Aug 01 2014

Mutual Federal Investment Company

Mutual Federal Investment Company became a new subsidiary organization for Mutualbank.

View Profile Jan 01 2012

Mishawaka Financial Services, Inc.

Mishawaka Financial Services, Inc. became a new subsidiary organization for Mutualbank.

View Profile Jul 21 2011

Mfb Financial (The "Savings Bank")

Acquisition: Mutualbank acquired a new subsidiary, Mfb Financial (The "Savings Bank"), 15 years

View Profile Jul 19 2008

Fidelity Federal Savings Bank

Acquisition: Mutualbank acquired a new subsidiary, Fidelity Federal Savings Bank, 18 years

View Profile Sep 17 2005

Want to see more?

Complete timeline for Mutualbank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mfb Financial (The "Savings Bank") Seller 476,150 Discontinued 7/19/2008
Fidelity Federal Savings Bank Seller 107,734 Discontinued 9/17/2005
First Federal Savings Bank Of Marion Seller 191,632 Discontinued 12/11/2000
Warsaw Federal Savings And Loan Association Seller Discontinued 1/1/1982
Relationships Role Relationship Start Relationship End
Mutualfirst Financial, Inc. Parent 7/21/2011
Mutualfirst Financial, Inc. Parent 12/29/1999 7/20/2011
Mishawaka Financial Services, Inc. Subsidary 7/21/2011
Mutual Federal Investment Company Subsidary 1/1/2012
Summit Service Corporation Subsidary 8/1/2014
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