Vitals
  • Total Assets
    1.5B 2.8 %
  • Total Deposits
    1.3B 2.3 %
  • Total Net Loans
    937.8M 12.7 %
  • Net Income
    15.7M 17.6 %
  • Book Value
    141.2M 0.5 %
  • Book Value x2
    282.5M 0.5 %
  • Book Value x3
    423.7M 0.5 %
ROAA

1.078

ROAE

10.89

Efficiency Ratio

56.661

Net Interest Margin

3.479

Balance Sheet Highlights
Financial Highlights First Guaranty Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 1,497,639 340,347
Total Net Loans 937,807 227,146
Total Deposits 1,342,269 291,952
Total Equity 141,241 36,108
Profitability
Net Income 15,679 3,221
Return on Average Assets 1.078 .994
Return on Average Equity 10.89 8.993
Net Interest Margin 3.479 4.112
Efficiency Ratio 56.661 68.63
Noninterest Income/Revenue 8.169 14.204
Balance Sheet Ratios
Loan-to-Deposit 69.867 74.405
Securities/Assets .333 .197
Total Equity/Total Assets .094 .106
Tangible Equity/Tangible Assets .092 .105
Capital Adequacy
Tier 1 Common Capital 142,654 35,803
Tier 1 Capital 142,654 36,059
Tier 2 Capital 11,114 2,443
Total Capital 153,768 38,519
Total Risk Weighted Assets 1,186,973 245,733
Leverage Ratio 9.88 10.776
Common Equity Tier 1 Capital Ratio 12.02 16.476
Tier 1 Capital Ratio 12.02 16.481
Total Capital Ratio 12.95 17.491

Timeline for First Guaranty Bank

Bank Of Greensburg

Acquisition: First Guaranty Bank acquired a new subsidiary, Bank Of Greensburg, 12 years

View Profile Jul 01 2011

Greensburg Holding Company, Inc.

Greensburg Holding Company, Inc. became a new subsidiary organization for First Guaranty Bank.

View Profile Jul 01 2011

Greensburg Financial Services, Llc

Greensburg Financial Services, Llc became a new subsidiary organization for First Guaranty Bank.

View Profile Jul 01 2011

Homestead Bank

Acquisition: First Guaranty Bank acquired a new subsidiary, Homestead Bank, 16 years

View Profile Jul 31 2007

First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. became a new parent organization for First Guaranty Bank.

View Profile Jul 27 2007

Want to see more?

Complete timeline for First Guaranty Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Greensburg Seller 87,421 Acquisition Discontinued 7/1/2011
Homestead Bank Seller 128,496 Acquisition Discontinued 7/31/2007
First Woodlands Bank Seller 32,286 Acquisition Discontinued 1/13/2001
First Southwest Bank Seller 37,998 Pooling of Interests Discontinued 12/22/1999
Relationships Role Relationship Start Relationship End
First Guaranty Bancshares, Inc. Parent 7/27/2007
Premier Financial Bancorp, Inc. Parent 10/3/1994 3/22/2001
Greensburg Holding Company, Inc. Subsidary 7/1/2011
Greensburg Financial Services, Llc Subsidary 7/1/2011
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