Vitals
  • Total Assets
    160.8M 9.4 %
  • Total Deposits
    141.9M 10.6 %
  • Total Net Loans
    49.7M 35.0 %
  • Net Income
    2.9M 45.1 %
  • Book Value
    14.9M 1.6 %
  • Book Value x2
    29.8M 1.6 %
  • Book Value x3
    44.7M 1.6 %
ROAA

1.873

ROAE

20.325

Efficiency Ratio

57.933

Net Interest Margin

4.431

Balance Sheet Highlights
Financial Highlights Yosemite Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 160,850 493,791
Total Net Loans 49,724 359,726
Total Deposits 141,869 385,971
Total Equity 14,908 56,759
Profitability
Net Income 2,894 18,291
Return on Average Assets 1.873 1.362
Return on Average Equity 20.325 12.96
Net Interest Margin 4.431 4.519
Efficiency Ratio 57.933 71.614
Noninterest Income/Revenue 36.888 18.151
Balance Sheet Ratios
Loan-to-Deposit 35.049 83
Securities/Assets .578 .618
Total Equity/Total Assets .093 .115
Tangible Equity/Tangible Assets .093 -.155
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,902 47,205
Tier 2 Capital 600 5,273
Total Capital 14,502 52,387
Total Risk Weighted Assets 77,518 377,037
Leverage Ratio 8.74 11.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.93 14.478
Total Capital Ratio 18.71 15.653

Timeline for Yosemite Bank

Premier Valley Bank

Yosemite Bank was acquired by Premier Valley Bank 19 years

View Profile Mar 31 2005

Yosemite Bank

Yosemite Bank was established 46 years ago and is currently headquartered in Mariposa, CA.

Jul 01 1977
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Premier Valley Bank Buyer 635,620 Acquisition Discontinued 3/31/2005
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Raritan State Bank
 		Raritan IL 161.2M
Resurgens Bank
 		Tucker GA 158.2M
Livingston State Bank
 		Livingston WI 163.6M
Goppert State Service Bank
 		Garnett KS 156.9M
Bank Of Zumbrota
 		Zumbrota MN 156.6M
Visionbank
 		Fargo ND 165.1M
Cornerstone Community Bank
 		Grafton WI 160.6M
Manhattan Bank
 		Manhattan MT 159.6M
Continental Bank
 		Salt Lake City UT 161.2M
State Bank Of Davis
 		Davis IL 160.6M