Vitals
  • Total Assets
    167.4M 6.0 %
  • Total Deposits
    138.1M -0.3 %
  • Total Net Loans
    150.8M 11.8 %
  • Net Income
    1.6M 22.4 %
  • Book Value
    14.6M 11.0 %
  • Book Value x2
    29.1M 11.0 %
  • Book Value x3
    43.7M 11.0 %
ROAA

.964

ROAE

11.154

Efficiency Ratio

58.708

Net Interest Margin

4.268

Balance Sheet Highlights
Financial Highlights Cornerstone Community Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 167,359 272,940
Total Net Loans 150,821 188,306
Total Deposits 138,104 228,985
Total Equity 14,555 30,879
Profitability
Net Income 1,550 3,013
Return on Average Assets .964 1.04
Return on Average Equity 11.154 8.894
Net Interest Margin 4.268 3.727
Efficiency Ratio 58.708 64.939
Noninterest Income/Revenue 9.891 14.969
Balance Sheet Ratios
Loan-to-Deposit 109.208 81.441
Securities/Assets .002 .167
Total Equity/Total Assets .087 .113
Tangible Equity/Tangible Assets .087 .11
Capital Adequacy
Tier 1 Common Capital 14,551 29,936
Tier 1 Capital 14,551 29,937
Tier 2 Capital 1,949 2,305
Total Capital 16,500 32,273
Total Risk Weighted Assets 155,699 202,263
Leverage Ratio 8.82 11.31
Common Equity Tier 1 Capital Ratio 9.35 15.769
Tier 1 Capital Ratio 9.35 15.771
Total Capital Ratio 10.6 16.923

Timeline for Cornerstone Community Bank

Cornerstone Investments, Inc.

Cornerstone Investments, Inc. became a new subsidiary organization for Cornerstone Community Bank.

View Profile Aug 01 2006

Cornerstone Community Bank

Cornerstone Community Bank was established 33 years ago and is currently headquartered in Grafton, WI.

Sep 26 1990

Community Bancshares Of Wisconsin, Inc.

Community Bancshares Of Wisconsin, Inc. became a new parent organization for Cornerstone Community Bank.

View Profile Sep 26 1990
Relationships Role Relationship Start Relationship End
Community Bancshares Of Wisconsin, Inc. Parent 9/26/1990
Cornerstone Investments, Inc. Subsidary 6/30/2007
Cornerstone Investments, Inc. Subsidary 8/1/2006 6/29/2007
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