Efficiency Ratio Over Time
Efficiency Ratio Yosemite Bank All Insured Commercial Banks in California
12-31-2004 57.933 71.614
09-30-2004 56.779 71.664
06-30-2004 57.784 72.622
03-31-2004 56.846 74.921
12-31-2003 62.19 78.394
09-30-2003 61.97 69.685
06-30-2003 58.323 70.304
03-31-2003 59.674 69.597
12-31-2002 65.72 70.571