Vitals
  • Total Assets
    558.9M 5.6 %
  • Total Deposits
    469.4M 6.0 %
  • Total Net Loans
    386.6M 4.7 %
  • Net Income
    1.8M 21.0 %
  • Book Value
    62.3M 0.1 %
  • Book Value x2
    124.6M 0.1 %
  • Book Value x3
    186.9M 0.1 %
ROAA

.327

ROAE

2.802

Efficiency Ratio

82.843

Net Interest Margin

2.614

Balance Sheet Highlights
Financial Highlights Winchester Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 558,865 761,274
Total Net Loans 386,649 592,852
Total Deposits 469,355 596,855
Total Equity 62,299 82,059
Profitability
Net Income 1,752 4,648
Return on Average Assets .327 .538
Return on Average Equity 2.802 4.944
Net Interest Margin 2.614 3.143
Efficiency Ratio 82.843 77.098
Noninterest Income/Revenue 6.589 14.538
Balance Sheet Ratios
Loan-to-Deposit 82.379 95.714
Securities/Assets .178 .124
Total Equity/Total Assets .111 .108
Tangible Equity/Tangible Assets .111 .106
Capital Adequacy
Tier 1 Common Capital 64,729 80,540
Tier 1 Capital 64,729 80,580
Tier 2 Capital 3,308 5,839
Total Capital 68,037 86,408
Total Risk Weighted Assets 358,983 559,688
Leverage Ratio 11.99 10.827
Common Equity Tier 1 Capital Ratio 18.03 15.478
Tier 1 Capital Ratio 18.03 15.53
Total Capital Ratio 18.95 16.563

Timeline for Winchester Savings Bank

Medford Branch

Acquisition: Winchester Savings Bank acquired a new subsidiary, Medford Branch , 40 years

View Profile Jul 01 1983

Winchester Savings Bank

Winchester Savings Bank was established 152 years ago and is currently headquartered in Winchester, MA.

Jul 01 1871
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Medford Branch Seller Discontinued 7/1/1983
Relationships Role Relationship Start Relationship End
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