Vitals
  • Total Assets
    69.3M 7.2 %
  • Total Deposits
    61.8M 6.6 %
  • Total Net Loans
    46.8M 8.0 %
  • Net Income
    681000.0000 -5.4 %
  • Book Value
    6.9M 9.0 %
  • Book Value x2
    13.7M 9.0 %
  • Book Value x3
    20.6M 9.0 %
ROAA

1.337

ROAE

13.991

Efficiency Ratio

61.659

Net Interest Margin

4.524

Balance Sheet Highlights
Financial Highlights Williamsburg National Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 69,293 168,533
Total Net Loans 46,835 114,262
Total Deposits 61,809 135,602
Total Equity 6,852 18,181
Profitability
Net Income 681 2,003
Return on Average Assets 1.337 1.209
Return on Average Equity 13.991 11.124
Net Interest Margin 4.524 4.06
Efficiency Ratio 61.659 65.924
Noninterest Income/Revenue 11.762 11.241
Balance Sheet Ratios
Loan-to-Deposit 75.774 82.106
Securities/Assets .221 .316
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .05
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,872 17,026
Tier 2 Capital 540 1,300
Total Capital 7,412 18,327
Total Risk Weighted Assets 42,759 117,360
Leverage Ratio 9.89 10.893
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.07 16.405
Total Capital Ratio 17.33 17.524

Timeline for Williamsburg National Bank

Forcht Bank, National Association

Williamsburg National Bank was acquired by Forcht Bank, National Association 16 years

View Profile Dec 31 2007

Forcht Bancorp, Inc.

Forcht Bancorp, Inc. became a new parent organization for Williamsburg National Bank.

View Profile Jan 01 2007

Williamsburg Bancorp, Inc.

Williamsburg Bancorp, Inc. became a new parent organization for Williamsburg National Bank.

View Profile Sep 12 1994

Williamsburg National Bank

Williamsburg National Bank was established 34 years ago and is currently headquartered in Williamsburg, KY.

Jul 14 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Forcht Bank, National Association Buyer 1,009,100 Pooling of Interests Discontinued 12/31/2007
Relationships Role Relationship Start Relationship End
Forcht Bancorp, Inc. Parent 1/1/2007 12/30/2007
Williamsburg Bancorp, Inc. Parent 9/12/1994 12/31/2006
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