Williamsburg National Bank
Williamsburg, KY — Domestic Branch of a Domestic Bank
Acquired Dec 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Williamsburg National Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 3,079 | 6,692 |
Income from Lease Financing Receivables | — | 218 |
— | 96 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 3,079 | 6,723 |
Investment Interest Income (TE) | 572 | 1,322 |
Total Interest Income (TE) | 3,766 | 8,343 |
Total Interest Expense | 1,545 | 3,731 |
Net Interest Income (TE) | 2,221 | 4,589 |
Non-Interest Income | 502 | 1,057 |
Adjusted Operating Income (TE) | 2,723 | 5,681 |
Non-interest Expense | 1,679 | 3,728 |
Provision for Loan & Lease Losses | 10 | 379 |
Pretax Operating Income (TE) | 1,034 | 2,571 |
Pretax Net Operating Income (TE) | 1,034 | 2,570 |
Applicable Income Taxes | 335 | 913 |
Net Operating Income | 681 | 2,003 |
Net Income | 681 | 2,003 |
Cash Dividends Declared | 225 | 1,462 |
Retained Earnings | 456 | 1,157 |